PERS. FINANCE 1904 FINAL STUDY
GUIDE QUESTIONS WITH CORRECT
ANSWERS
Completing kka kkdegree kkin kkthe kkfield kkof kka kkdream kkjob kkincreases kkthe kkchances
kkof kkgetting kkthe kknext kkjob kkon kkthat kkdream kkcareer kkpath. kk- kkAnswer kkTrue
It kkis kkimportant kkto kkcontinually kkplan kkfor kka kkcareer. kk- kkAnswer kktrue
Good kkcommunication kkis kkabout kkonly kkthe kkability kkto kkwrite kkwell kkor kkto kkdeliver
kka kkgood kkpresentation. kk- kkAnswer kkfalse
____________ kkis kkan kkinterview kktactic kkdesigned kkto kkget kkthe kkinterviewee kkto
kkreveal kkmuch kkmore kkabout kkthemselves kkthan kkthey kkever kkintended. kk- kkAnswer
kksilence
A kkcareer kk________________ kkspeech kkis kka kk20-30 kksecond kksummary kkof kkwho
kkyou kkis kkand kkwhat kkyou kkare kklooking kkto kkdo. kk- kkAnswer kkelevator
Although kka kkresume kkis kkthe kktool kkthat kkhelps kksecure kkan kkinterview, kka kkwell
kkwritten kk_____________ kkprovides kkthe kkincentive kkfor kka kkpotential kkemployer kkto
kkread kkthe kkresume. kk- kkAnswer kkcover kkletter
For kka kkperson kkto kkget kktheir kkdream kkjob, kkthey kkmust kkidentify: kk- kkAnswer kkthe
kkrequirements kkof kkthe kkjob, kkthe kkexperiences kk& kkskills kkthey kkneed kkto kkacquire,
kkthe kkspecific kkjobs kkthat kklead kkto kktheir kkdream kkjob kk& kkin kkwhat kkorder, kkand kkthe
kkeducation kkthat kkis kkrequired kkfor kkthe kkposition
The kkfirst kkstep kkin kkdeveloping kka kkpositive kk__________ kkat kkwork kkis kkto kkbelieve
kkin kkone's kkself. kk- kkAnswer kkattitude
For kkmost kkpeople, kkhow kkthey kkmanage kktheir kkcareer kkis kkone kkof kkthe kkbiggest
kkpersonal kkfinancial kk____________ kkthey kkwill kkever kkmake. kk- kkAnswer kkdecisions
Ira kkhas kkapplied kkfor kksimilar kkjobs kkat kk3 kkdifferent kkcompanies. kkHe kkspent kkhours
kkdeveloping kkhis kkresume kk& kkcover kkletter. kkHe kkhas kkmany kkknowledgeable
kkpeople kkread kkhis kkresume kkand kkmake kksuggestions kkfor kkimprovement. kkHe
kkmade kksure kkhis kkresume kkreflected kkhis kkcurrent kkskills kk& kkexperience kkin kkthe
kkbest kkpossible kkway. kkIra kkthinks kkhis kkresume kkis kkperfect. kkWhat kkmistake kkdid
, kkIra kkmake kkwhen kkhe kksent kkhis kkresume kkto kkthe kk3 kkcompanies? kk- kkAnswer kkIra
kkdid kknot kktailor kkhis kkresume kkto kkeach kkindividual kkemployer
College kkstudents kkhave kkto kkrepay kkgrant kkmoney kkas kklong kkas kkthey kkremain kkin
kkgood kkstanding kk& kkare kksuccessfully kkprogressing kkin kkthe kkcompletion kkof kktheir
kkdegree. kk- kkAnswer kkfalse
Two kkthirds kkof kkcollege kkstudents kkfinish kkin kk4 kkyears. kk- kkAnswer kkfalse
Federal kkstudent kkloans kkare kkconsidered kkborrower kk__________. kk- kkAnswer
kkfriendly
The kkvery kk__________ kkstep kkin kkdetermining kkhow kkto kkpay kkfor kkcollege kkis kkfilling
kkout kk& kksubmitting kkthe kkFree kkapplication kkfor kkFederal kkStudent kkAid kk(FAFSA) kk-
kkAnswer kkfirst
Even kkthough kkit kkmay kkmake kksense kkfor kka kkcollege kkstudent kkto kkattend kka
kk__________ kkcollege kkfor kktwo kkyears kkand kktransfer kkto kka kkfour-year kkschool, kkit
kkcan kkbe kkcostly kkif kkthe kktransition kkis kknot kkplanned kkfor kkwisely. kk- kkAnswer
kkcommunity
Charles kkis kka kksophomore kkin kkcollege kk& kkis kkconfused kkabout kkhis kkrecent
kkfinancial kkaid kkaward. kkHe kkwas kkawarded kkwith kkboth kkan kkunsubsidized kk& kka
kksubsidized kkstudent kkloan. kkMargaret kkexplained kkto kkCharles kkthat kksince kkhe
kkdoes kknot kkneed kkboth kkloans kkto kkafford kkcollege kkhe kkshould kkdecline kkone kkof
kkthe kkloans. kkBoth kkloans kkare kkthe kksame kkamount. kkWhich kkloan kkshould kkCharles
kkaccept? kk- kkAnswer kkCharles kkshould kkaccept kkthe kksubsidized kkloan.
College kkfinancial kkaid kktends kkto kkbe kkawarded: kk- kkAnswer kkuntil kkthe kkfunds kkdry
kkup
A kkperson kkcan kkhave kka kknegative kknet kkworth kk- kkAnswer kktrue
As kkpart kkof kkthe kkbudgeting kkprocess kkone kkshould kkcompare kkestimate kkexpenses
kkwith kkactual kkexpenses. kk- kkAnswer kktrue
___________ kkfinancial kkgoals kkavoid kkgeneral kkterms kksuch kkas, kk" kkI kkplan kkto
kkretire kka kkmillionaire." kk- kkAnswer kkspecific
Financial kkgoals kkinclude kkshort-term, kkmid-range kkand kk_________ kkgoals. kk-
kkAnswer kklong kkterm
A kk_________ kksheet kkallows kkeasy kkcomparison kkof kkincome kkand kkwhat kkis kkspent.
kk- kkAnswer kkbudget
GUIDE QUESTIONS WITH CORRECT
ANSWERS
Completing kka kkdegree kkin kkthe kkfield kkof kka kkdream kkjob kkincreases kkthe kkchances
kkof kkgetting kkthe kknext kkjob kkon kkthat kkdream kkcareer kkpath. kk- kkAnswer kkTrue
It kkis kkimportant kkto kkcontinually kkplan kkfor kka kkcareer. kk- kkAnswer kktrue
Good kkcommunication kkis kkabout kkonly kkthe kkability kkto kkwrite kkwell kkor kkto kkdeliver
kka kkgood kkpresentation. kk- kkAnswer kkfalse
____________ kkis kkan kkinterview kktactic kkdesigned kkto kkget kkthe kkinterviewee kkto
kkreveal kkmuch kkmore kkabout kkthemselves kkthan kkthey kkever kkintended. kk- kkAnswer
kksilence
A kkcareer kk________________ kkspeech kkis kka kk20-30 kksecond kksummary kkof kkwho
kkyou kkis kkand kkwhat kkyou kkare kklooking kkto kkdo. kk- kkAnswer kkelevator
Although kka kkresume kkis kkthe kktool kkthat kkhelps kksecure kkan kkinterview, kka kkwell
kkwritten kk_____________ kkprovides kkthe kkincentive kkfor kka kkpotential kkemployer kkto
kkread kkthe kkresume. kk- kkAnswer kkcover kkletter
For kka kkperson kkto kkget kktheir kkdream kkjob, kkthey kkmust kkidentify: kk- kkAnswer kkthe
kkrequirements kkof kkthe kkjob, kkthe kkexperiences kk& kkskills kkthey kkneed kkto kkacquire,
kkthe kkspecific kkjobs kkthat kklead kkto kktheir kkdream kkjob kk& kkin kkwhat kkorder, kkand kkthe
kkeducation kkthat kkis kkrequired kkfor kkthe kkposition
The kkfirst kkstep kkin kkdeveloping kka kkpositive kk__________ kkat kkwork kkis kkto kkbelieve
kkin kkone's kkself. kk- kkAnswer kkattitude
For kkmost kkpeople, kkhow kkthey kkmanage kktheir kkcareer kkis kkone kkof kkthe kkbiggest
kkpersonal kkfinancial kk____________ kkthey kkwill kkever kkmake. kk- kkAnswer kkdecisions
Ira kkhas kkapplied kkfor kksimilar kkjobs kkat kk3 kkdifferent kkcompanies. kkHe kkspent kkhours
kkdeveloping kkhis kkresume kk& kkcover kkletter. kkHe kkhas kkmany kkknowledgeable
kkpeople kkread kkhis kkresume kkand kkmake kksuggestions kkfor kkimprovement. kkHe
kkmade kksure kkhis kkresume kkreflected kkhis kkcurrent kkskills kk& kkexperience kkin kkthe
kkbest kkpossible kkway. kkIra kkthinks kkhis kkresume kkis kkperfect. kkWhat kkmistake kkdid
, kkIra kkmake kkwhen kkhe kksent kkhis kkresume kkto kkthe kk3 kkcompanies? kk- kkAnswer kkIra
kkdid kknot kktailor kkhis kkresume kkto kkeach kkindividual kkemployer
College kkstudents kkhave kkto kkrepay kkgrant kkmoney kkas kklong kkas kkthey kkremain kkin
kkgood kkstanding kk& kkare kksuccessfully kkprogressing kkin kkthe kkcompletion kkof kktheir
kkdegree. kk- kkAnswer kkfalse
Two kkthirds kkof kkcollege kkstudents kkfinish kkin kk4 kkyears. kk- kkAnswer kkfalse
Federal kkstudent kkloans kkare kkconsidered kkborrower kk__________. kk- kkAnswer
kkfriendly
The kkvery kk__________ kkstep kkin kkdetermining kkhow kkto kkpay kkfor kkcollege kkis kkfilling
kkout kk& kksubmitting kkthe kkFree kkapplication kkfor kkFederal kkStudent kkAid kk(FAFSA) kk-
kkAnswer kkfirst
Even kkthough kkit kkmay kkmake kksense kkfor kka kkcollege kkstudent kkto kkattend kka
kk__________ kkcollege kkfor kktwo kkyears kkand kktransfer kkto kka kkfour-year kkschool, kkit
kkcan kkbe kkcostly kkif kkthe kktransition kkis kknot kkplanned kkfor kkwisely. kk- kkAnswer
kkcommunity
Charles kkis kka kksophomore kkin kkcollege kk& kkis kkconfused kkabout kkhis kkrecent
kkfinancial kkaid kkaward. kkHe kkwas kkawarded kkwith kkboth kkan kkunsubsidized kk& kka
kksubsidized kkstudent kkloan. kkMargaret kkexplained kkto kkCharles kkthat kksince kkhe
kkdoes kknot kkneed kkboth kkloans kkto kkafford kkcollege kkhe kkshould kkdecline kkone kkof
kkthe kkloans. kkBoth kkloans kkare kkthe kksame kkamount. kkWhich kkloan kkshould kkCharles
kkaccept? kk- kkAnswer kkCharles kkshould kkaccept kkthe kksubsidized kkloan.
College kkfinancial kkaid kktends kkto kkbe kkawarded: kk- kkAnswer kkuntil kkthe kkfunds kkdry
kkup
A kkperson kkcan kkhave kka kknegative kknet kkworth kk- kkAnswer kktrue
As kkpart kkof kkthe kkbudgeting kkprocess kkone kkshould kkcompare kkestimate kkexpenses
kkwith kkactual kkexpenses. kk- kkAnswer kktrue
___________ kkfinancial kkgoals kkavoid kkgeneral kkterms kksuch kkas, kk" kkI kkplan kkto
kkretire kka kkmillionaire." kk- kkAnswer kkspecific
Financial kkgoals kkinclude kkshort-term, kkmid-range kkand kk_________ kkgoals. kk-
kkAnswer kklong kkterm
A kk_________ kksheet kkallows kkeasy kkcomparison kkof kkincome kkand kkwhat kkis kkspent.
kk- kkAnswer kkbudget
