1 | P a g e | © copyright 2024/2025 | Grade A+
HBI Insurance Basics Questions and
Answers 2024/2025
Mr. McClure must pay a set amount of $1,000 of his healthcare costs before
his insurance coverage begins to cover any part of the costs. What type of
patient liability is he paying?
✓ Deductible
Which of the following insurance types requires the patient to have a PCP?
✓ HMO
Also known as the "policy holder," the ___________ is the originator of the
insurance policy while the _________ is a family member that is covered under
the plan.
✓ subscriber; dependent
If both parents have insurance from their employers, the insurance coverage
of their children is dependent on "The Birthday Rule". What does the Birthday
Rule specifiy?
✓ the policy of the parent whose birthday comes first in the year is
primary
Master01 | September, 2024/2025 | Latest update
HBI Insurance Basics Questions and
Answers 2024/2025
Mr. McClure must pay a set amount of $1,000 of his healthcare costs before
his insurance coverage begins to cover any part of the costs. What type of
patient liability is he paying?
✓ Deductible
Which of the following insurance types requires the patient to have a PCP?
✓ HMO
Also known as the "policy holder," the ___________ is the originator of the
insurance policy while the _________ is a family member that is covered under
the plan.
✓ subscriber; dependent
If both parents have insurance from their employers, the insurance coverage
of their children is dependent on "The Birthday Rule". What does the Birthday
Rule specifiy?
✓ the policy of the parent whose birthday comes first in the year is
primary
Master01 | September, 2024/2025 | Latest update
