AHIP module 1 2024-2025 Newest Exam
Mrs. Park is an elderly retiree. She has a low, fixed income. What could you tell Mrs. Park
that might be of assistance? - Correct Answer-d. She should contact her state Medicaid
agency to see if she qualifies for one of several programs that can help with Medicare costs
for which she is responsible. Correct
Mr. Wu is eligible for Medicare. He has limited financial resources but failed to qualify for the
Part D low-income subsidy. Where might he turn for help with his prescription drug costs? -
Correct Answer-a. Mr. Wu may still qualify for help in paying Part D costs through his State
Pharmaceutical Assistance Program. Correct
Mr. Patel is in good health and is preparing a budget in anticipation of his retirement when
he turns 66. He wants to understand the health care costs he might be exposed to under
Medicare if he were to require hospitalization as a result of an illness. In general terms,
what could you tell him about his costs for inpatient hospital services under Original
Medicare? - Correct Answer-d. Under Original Medicare, there is a single deductible amount
due for the first 60 days of any inpatient hospital stay, after which it converts into a per-day
coinsurance amount through day 90. After day 90, he would pay a daily amount up to 60
days over his lifetime, after which he would be responsible for all costs Correct
Mr. Denton is 52 years old and has recently been diagnosed with end-stage renal disease
(ESRD) and will soon begin dialysis. He is wondering if he can obtain coverage under
Medicare. What should you tell him? - Correct Answer-a. He may sign-up for Medicare at any
, time however coverage usually begins on the fourth month after dialysis treatments start.
Correct
Ms. Henderson believes that she will qualify for Medicare coverage when she turns 65,
without paying any premiums, because she has been working for 40 years and paying
Medicare taxes. What should you tell her? - Correct Answer-a. In order to obtain Part B
coverage, she must pay a standard monthly premium, though it is higher for individuals with
higher incomes. Correct
Mr. Diaz continued working with his company and was insured under his employer's group
plan until he reached age 68. He has heard that there is a premium penalty for those who
did not sign up for Part B when first eligible and wants to know how much he will have to pay.
What should you tell him? - Correct Answer-b. Mr. Diaz will not pay any penalty because he
had continuous coverage under his employer's plan. Correct
Mrs. Peňa is 66 years old, has coverage under an employer plan and will retire next year.
She heard she must enroll in Part B at the beginning of the year to ensure no gap in
coverage. What can you tell her? - Correct Answer-d. She may enroll at any time while she
is covered under her employer plan, but she will have a special eight-month enrollment
period that differs from the standard general enrollment period, during which she may
enroll in Medicare Part B. Correct
Mrs. Chen will be 65 soon, has been a citizen for twelve years, has been employed full time,
and paid taxes during that entire period. She is concerned that she will not qualify for
coverage under part A because she was not born in the United States. What should you tell
her?
Mrs. Park is an elderly retiree. She has a low, fixed income. What could you tell Mrs. Park
that might be of assistance? - Correct Answer-d. She should contact her state Medicaid
agency to see if she qualifies for one of several programs that can help with Medicare costs
for which she is responsible. Correct
Mr. Wu is eligible for Medicare. He has limited financial resources but failed to qualify for the
Part D low-income subsidy. Where might he turn for help with his prescription drug costs? -
Correct Answer-a. Mr. Wu may still qualify for help in paying Part D costs through his State
Pharmaceutical Assistance Program. Correct
Mr. Patel is in good health and is preparing a budget in anticipation of his retirement when
he turns 66. He wants to understand the health care costs he might be exposed to under
Medicare if he were to require hospitalization as a result of an illness. In general terms,
what could you tell him about his costs for inpatient hospital services under Original
Medicare? - Correct Answer-d. Under Original Medicare, there is a single deductible amount
due for the first 60 days of any inpatient hospital stay, after which it converts into a per-day
coinsurance amount through day 90. After day 90, he would pay a daily amount up to 60
days over his lifetime, after which he would be responsible for all costs Correct
Mr. Denton is 52 years old and has recently been diagnosed with end-stage renal disease
(ESRD) and will soon begin dialysis. He is wondering if he can obtain coverage under
Medicare. What should you tell him? - Correct Answer-a. He may sign-up for Medicare at any
, time however coverage usually begins on the fourth month after dialysis treatments start.
Correct
Ms. Henderson believes that she will qualify for Medicare coverage when she turns 65,
without paying any premiums, because she has been working for 40 years and paying
Medicare taxes. What should you tell her? - Correct Answer-a. In order to obtain Part B
coverage, she must pay a standard monthly premium, though it is higher for individuals with
higher incomes. Correct
Mr. Diaz continued working with his company and was insured under his employer's group
plan until he reached age 68. He has heard that there is a premium penalty for those who
did not sign up for Part B when first eligible and wants to know how much he will have to pay.
What should you tell him? - Correct Answer-b. Mr. Diaz will not pay any penalty because he
had continuous coverage under his employer's plan. Correct
Mrs. Peňa is 66 years old, has coverage under an employer plan and will retire next year.
She heard she must enroll in Part B at the beginning of the year to ensure no gap in
coverage. What can you tell her? - Correct Answer-d. She may enroll at any time while she
is covered under her employer plan, but she will have a special eight-month enrollment
period that differs from the standard general enrollment period, during which she may
enroll in Medicare Part B. Correct
Mrs. Chen will be 65 soon, has been a citizen for twelve years, has been employed full time,
and paid taxes during that entire period. She is concerned that she will not qualify for
coverage under part A because she was not born in the United States. What should you tell
her?
