Illinois Notary Primer exam
Notary Bond - ANSProvides coverage for damages to anyone who suffers
financially from a Notary's action - intentional or not
Reasonable Care - ANSThe degree of attentiveness that a person of normal
intelligence and responsibility would exhibit.
Uniform Real Property Electronic Recording Act - ANSIt's the electronic recording
system for the filing of electronic real property documents executed and notarized
with electronic signatures.
Do you need a physical imprint of the notary's seal for electronic notarization? -
ANSNo-as long as all information required to be included in a notary act by law is
attached to or logically associated with the Notary's electronic signature or the
electronic real property document.
you can type this information near the notary's electronic signature.
Certificate of Authority - ANSThe process of proving the genuineness of an
official signature and seal
This comes from the county clerks office or secretary of state index department.
When is a chain of authentication process needed? - ANSWhen a notarized
document is going outside the United States.
Who provides additional authentication certificates? - ANSU.S. Department of
State in DC
Foreign consulate in the particular foreign nation
Ministry of foreign affairs in the particular foreign nation.
What is an Apostille? - ANSIt is a authenticating certificate accepted by countries
subscribing to a treaty under the Hague Convention.
-The Hague Convention Abolishing the Requirement of legalization for Foreign
Public Documents.
, issued by Secretary of State
Can a Notary notarize their own signature? - ANSNo
Should a Notary notarize a transaction in which they have a direct financial or
beneficial interest? - ANSNo
In real estate a disqualifying financial or beneficial interest exist when? -
ANSWhen the Notary is a granter or grantee - mortgagor or mortgagee - lesser of
lessee or a beneficiary of the transaction.
Can a Notary notarize for a relative? - ANSIllinois law does not prohibit it but it is
not advisable.
- may involve financial or other beneficial interest
- may test ability to be impartial
- could be subject to legal challenge by other parties alleging the Notary did not act
impartially
When does a financial or beneficial interest exist? - ANSWhen a Notary is named
as a principal
Receives and advantage, right, privilege, property or fee valued in excess of the
lawful notary fee.
- this is a disqualifying interest
When to use a credible identifying witness? - ANSNot personally known to the
notary
Not able to provide reliable ID cards
- can be identified on oath or affirmation of credible identifying witness
Credible Identifying Witness Qualifications - ANSWitness must by personally
known to the Notary
Must personally known the person signing the document well enough to swear or
affirm the signer is who they say they are.
Notary Bond - ANSProvides coverage for damages to anyone who suffers
financially from a Notary's action - intentional or not
Reasonable Care - ANSThe degree of attentiveness that a person of normal
intelligence and responsibility would exhibit.
Uniform Real Property Electronic Recording Act - ANSIt's the electronic recording
system for the filing of electronic real property documents executed and notarized
with electronic signatures.
Do you need a physical imprint of the notary's seal for electronic notarization? -
ANSNo-as long as all information required to be included in a notary act by law is
attached to or logically associated with the Notary's electronic signature or the
electronic real property document.
you can type this information near the notary's electronic signature.
Certificate of Authority - ANSThe process of proving the genuineness of an
official signature and seal
This comes from the county clerks office or secretary of state index department.
When is a chain of authentication process needed? - ANSWhen a notarized
document is going outside the United States.
Who provides additional authentication certificates? - ANSU.S. Department of
State in DC
Foreign consulate in the particular foreign nation
Ministry of foreign affairs in the particular foreign nation.
What is an Apostille? - ANSIt is a authenticating certificate accepted by countries
subscribing to a treaty under the Hague Convention.
-The Hague Convention Abolishing the Requirement of legalization for Foreign
Public Documents.
, issued by Secretary of State
Can a Notary notarize their own signature? - ANSNo
Should a Notary notarize a transaction in which they have a direct financial or
beneficial interest? - ANSNo
In real estate a disqualifying financial or beneficial interest exist when? -
ANSWhen the Notary is a granter or grantee - mortgagor or mortgagee - lesser of
lessee or a beneficiary of the transaction.
Can a Notary notarize for a relative? - ANSIllinois law does not prohibit it but it is
not advisable.
- may involve financial or other beneficial interest
- may test ability to be impartial
- could be subject to legal challenge by other parties alleging the Notary did not act
impartially
When does a financial or beneficial interest exist? - ANSWhen a Notary is named
as a principal
Receives and advantage, right, privilege, property or fee valued in excess of the
lawful notary fee.
- this is a disqualifying interest
When to use a credible identifying witness? - ANSNot personally known to the
notary
Not able to provide reliable ID cards
- can be identified on oath or affirmation of credible identifying witness
Credible Identifying Witness Qualifications - ANSWitness must by personally
known to the Notary
Must personally known the person signing the document well enough to swear or
affirm the signer is who they say they are.
