Name: Score:
33 Multiple choice questions
Term 1 of 33
A woman owns two multiunit apartment buildings: a two-flat on Oak Street and a 12-unit
building on Main Street. She lives in an apartment in the Main Street property. Which of her
properties, if any, is exempt from the Illinois Human Rights Act?
The Oak Street property only
The Main Street property only
Neither property
Both properties
Term 2 of 33
Encouraging people to sell or rent their homes by claiming that entry of a protected class of
people into the neighborhood will have a negative impact on property values constitutes
blockbusting.
steering.
a violation of the ADA.
redlining.
,Term 3 of 33
Which of these is legal?
Fair Housing Amendments Act of 1988
Negotiating with a person with a disability to establish an escrow account for the cost to
restore the property after it has been modified.
Requiring a person with a disability to establish an escrow account for the costs to
restore a property after it has been modified
-charging a family with children higher security deposit than is charged to adults
-picturing only white people in a brochure as the "happy residents" in a housing
development
-refusing to sell a house to a person who has a history of mental illness
Yes, if the housing complies with regulations for elderly housing
Term 4 of 33
As an office policy, a sponsoring broker requires that sponsored licensees show prospective
buyers from racial or ethnic minority groups only properties that are in certain areas of town
where few members of their groups currently live. The sponsoring broker prepares a map
illustrating the appropriate neighborhoods for each racial or ethnic group. Through this policy,
the sponsoring broker hopes to achieve racial balance in residential housing. Which of these
statements is TRUE regarding the sponsoring broker's policy?
While the sponsoring broker's policy may appear to constitute blockbusting, application
of the effects test proves its legality.
Because the effect of the sponsoring broker's policy is discriminatory, it constitutes
illegal steering regardless of his intentions.
The sponsoring broker's policy clearly shows the intent to discriminate.
While the sponsoring broker's policy may appear to constitute steering, application of
the intent test proves its legality.
,Term 5 of 33
Which of the following would be considered legal?
Requiring a person with a disability to establish an escrow account for the costs to
restore a property after it has been modified
-charging a family with children higher security deposit than is charged to adults
-picturing only white people in a brochure as the "happy residents" in a housing
development
-refusing to sell a house to a person who has a history of mental illness
the aggrieved person because of racial discrimination
Yes, if the housing complies with regulations for elderly housing
Negotiating with a person with a disability to establish an escrow account for the cost to
restore the property after it has been modified.
Term 6 of 33
During a listing presentation, a real estate licensee said to the seller, who owned two
residential properties, "I hear they're moving in, and you'd better put your house on the market
before values drop!" Has the licensee violated any fair housing law?
Yes, the licensee is guilty of steering.
Yes, the licensee is guilty of blockbusting.
No, because the seller owns fewer than three houses.
No, because the licensee does not intend to publicly advertise the property.
, Term 7 of 33
After a broker takes a listing of a residence, the owners specify that they will not sell their
home to any Asian family. The broker should
a. advertise the property exclusively in Asian-language newspapers.
b. explain to the owner that the instruction violates federal law and that the broker cannot
comply with it.
c. abide by the principal's directions despite the fact that they conflict with the fair housing
laws.
d. require that the owner sign a separate legal document stating the additional instruction as
an amendment to the listing agreement.
Yes, the licensee is guilty of blockbusting.
It is a civil rights violation to refuse to sell or rent because the prospective buyer or
tenant has a service animal.
The man may file a complaint alleging discrimination on the basis of familial status
explain to the owner that the instruction violates the federal law and that the broker
cannot comply with it.
Term 8 of 33
Of the following, a lending institution cannot refuse to make a resident real estate loan;
the color of the walls in the property
the brand of appliances in the property
the physical or geographical location of the property
the number of bedrooms in the property
33 Multiple choice questions
Term 1 of 33
A woman owns two multiunit apartment buildings: a two-flat on Oak Street and a 12-unit
building on Main Street. She lives in an apartment in the Main Street property. Which of her
properties, if any, is exempt from the Illinois Human Rights Act?
The Oak Street property only
The Main Street property only
Neither property
Both properties
Term 2 of 33
Encouraging people to sell or rent their homes by claiming that entry of a protected class of
people into the neighborhood will have a negative impact on property values constitutes
blockbusting.
steering.
a violation of the ADA.
redlining.
,Term 3 of 33
Which of these is legal?
Fair Housing Amendments Act of 1988
Negotiating with a person with a disability to establish an escrow account for the cost to
restore the property after it has been modified.
Requiring a person with a disability to establish an escrow account for the costs to
restore a property after it has been modified
-charging a family with children higher security deposit than is charged to adults
-picturing only white people in a brochure as the "happy residents" in a housing
development
-refusing to sell a house to a person who has a history of mental illness
Yes, if the housing complies with regulations for elderly housing
Term 4 of 33
As an office policy, a sponsoring broker requires that sponsored licensees show prospective
buyers from racial or ethnic minority groups only properties that are in certain areas of town
where few members of their groups currently live. The sponsoring broker prepares a map
illustrating the appropriate neighborhoods for each racial or ethnic group. Through this policy,
the sponsoring broker hopes to achieve racial balance in residential housing. Which of these
statements is TRUE regarding the sponsoring broker's policy?
While the sponsoring broker's policy may appear to constitute blockbusting, application
of the effects test proves its legality.
Because the effect of the sponsoring broker's policy is discriminatory, it constitutes
illegal steering regardless of his intentions.
The sponsoring broker's policy clearly shows the intent to discriminate.
While the sponsoring broker's policy may appear to constitute steering, application of
the intent test proves its legality.
,Term 5 of 33
Which of the following would be considered legal?
Requiring a person with a disability to establish an escrow account for the costs to
restore a property after it has been modified
-charging a family with children higher security deposit than is charged to adults
-picturing only white people in a brochure as the "happy residents" in a housing
development
-refusing to sell a house to a person who has a history of mental illness
the aggrieved person because of racial discrimination
Yes, if the housing complies with regulations for elderly housing
Negotiating with a person with a disability to establish an escrow account for the cost to
restore the property after it has been modified.
Term 6 of 33
During a listing presentation, a real estate licensee said to the seller, who owned two
residential properties, "I hear they're moving in, and you'd better put your house on the market
before values drop!" Has the licensee violated any fair housing law?
Yes, the licensee is guilty of steering.
Yes, the licensee is guilty of blockbusting.
No, because the seller owns fewer than three houses.
No, because the licensee does not intend to publicly advertise the property.
, Term 7 of 33
After a broker takes a listing of a residence, the owners specify that they will not sell their
home to any Asian family. The broker should
a. advertise the property exclusively in Asian-language newspapers.
b. explain to the owner that the instruction violates federal law and that the broker cannot
comply with it.
c. abide by the principal's directions despite the fact that they conflict with the fair housing
laws.
d. require that the owner sign a separate legal document stating the additional instruction as
an amendment to the listing agreement.
Yes, the licensee is guilty of blockbusting.
It is a civil rights violation to refuse to sell or rent because the prospective buyer or
tenant has a service animal.
The man may file a complaint alleging discrimination on the basis of familial status
explain to the owner that the instruction violates the federal law and that the broker
cannot comply with it.
Term 8 of 33
Of the following, a lending institution cannot refuse to make a resident real estate loan;
the color of the walls in the property
the brand of appliances in the property
the physical or geographical location of the property
the number of bedrooms in the property
