Ohio Health Insurance Exam 2 Questions with
Verified Answers.
Which of these do NOT provide primary care to HIC members - Correct Answer
surgeon
A form of medical health insurance covering the treatment and care of gum disease is
called - Correct Answer dental expense insurance
All of these are typically sources of underwriting information for life or health insurance
except
Consumer reports
Medical information bureau (MIB) reports
Disclosure authorization response
Attending physician's statement (APS) - Correct Answer Disclosure authorization
response
An insurer may refuse to renew an employer's small group health plan due to - Correct
Answer nonpayment of premium
A Medicare supplement policy must NOT contain benefits which - Correct Answer
duplicate Medicare benefits
Who is required to notify the agent in the event of appointment termination - Correct
Answer Insurer?
An advertisement for an insurance product may contain - Correct Answer the insurer's
name
Which of the following statements is TRUE about Medicaid - Correct Answer it is funded
by federal, state and local taxes
An attending physician’s statement would be appropriate for which health insurance
purpose - Correct Answer at the request of the insurer to assist in the underwriting
decision
A field underwriter's main task is - Correct Answer to ensure an applicant's medical
information is accurate and complete
A type of insurer that is owned by its policy owners is called - Correct Answer mutual
The legal action provision in a health contract is limited to no more than ___ years. -
Correct Answer 5
, A health insurance policy will typically cover - Correct Answer preventative health
services
When screening an applicant for HIV, the insurer - Correct Answer may require a blood
test for HIV
Advertisements for accident and health policies that ONLY cover a stated illness MUST
display a statement that the - Correct Answer policy is limited
An agent is legally permitted to share his/her commissions - Correct Answer with
another licensed agent
With a scheduled dental policy, how are covered expenses paid? - Correct Answer
benefits are limited to a specific maximum dollar amount per procedure
Benefits provided by a Medicare Supplement policy must NOT - Correct Answer
duplicate Medicare benefits
How much does Medicare Part B pay for physician fees - Correct Answer 80%?
What type of policy would only provide coverage for specific types of illnesses (cancer,
stroke, etc.)? - Correct Answer Dread disease insurance
The Superintendent determines an examination of an insurer's books and records is
necessary. After receiving the notification, the insurer - Correct Answer may not impede
the examination
Mark continues working after the age of 65 and is covered through his employer's group
health plan. Which of the following statements is TRUE? - Correct Answer Medicare is
the secondary payer
Which of these is NOT considered a supplemental health insuring corporation (HIC)
service
Outpatient medical services
Foot care services
Dental care
Chiropractic care - Correct Answer outpatient medical services
Which of these statements about Medicaid is Correct - Correct Answer funded by
federal, state and local taxes
Chris is an insured bricklayer who severed his left hand in an automobile accident.
Although his primary duty cannot be performed, Chris is also a substitute high school
teacher. He collects a full disability income check every month. How does his policy
define total disability? - Correct Answer own occupation
Verified Answers.
Which of these do NOT provide primary care to HIC members - Correct Answer
surgeon
A form of medical health insurance covering the treatment and care of gum disease is
called - Correct Answer dental expense insurance
All of these are typically sources of underwriting information for life or health insurance
except
Consumer reports
Medical information bureau (MIB) reports
Disclosure authorization response
Attending physician's statement (APS) - Correct Answer Disclosure authorization
response
An insurer may refuse to renew an employer's small group health plan due to - Correct
Answer nonpayment of premium
A Medicare supplement policy must NOT contain benefits which - Correct Answer
duplicate Medicare benefits
Who is required to notify the agent in the event of appointment termination - Correct
Answer Insurer?
An advertisement for an insurance product may contain - Correct Answer the insurer's
name
Which of the following statements is TRUE about Medicaid - Correct Answer it is funded
by federal, state and local taxes
An attending physician’s statement would be appropriate for which health insurance
purpose - Correct Answer at the request of the insurer to assist in the underwriting
decision
A field underwriter's main task is - Correct Answer to ensure an applicant's medical
information is accurate and complete
A type of insurer that is owned by its policy owners is called - Correct Answer mutual
The legal action provision in a health contract is limited to no more than ___ years. -
Correct Answer 5
, A health insurance policy will typically cover - Correct Answer preventative health
services
When screening an applicant for HIV, the insurer - Correct Answer may require a blood
test for HIV
Advertisements for accident and health policies that ONLY cover a stated illness MUST
display a statement that the - Correct Answer policy is limited
An agent is legally permitted to share his/her commissions - Correct Answer with
another licensed agent
With a scheduled dental policy, how are covered expenses paid? - Correct Answer
benefits are limited to a specific maximum dollar amount per procedure
Benefits provided by a Medicare Supplement policy must NOT - Correct Answer
duplicate Medicare benefits
How much does Medicare Part B pay for physician fees - Correct Answer 80%?
What type of policy would only provide coverage for specific types of illnesses (cancer,
stroke, etc.)? - Correct Answer Dread disease insurance
The Superintendent determines an examination of an insurer's books and records is
necessary. After receiving the notification, the insurer - Correct Answer may not impede
the examination
Mark continues working after the age of 65 and is covered through his employer's group
health plan. Which of the following statements is TRUE? - Correct Answer Medicare is
the secondary payer
Which of these is NOT considered a supplemental health insuring corporation (HIC)
service
Outpatient medical services
Foot care services
Dental care
Chiropractic care - Correct Answer outpatient medical services
Which of these statements about Medicaid is Correct - Correct Answer funded by
federal, state and local taxes
Chris is an insured bricklayer who severed his left hand in an automobile accident.
Although his primary duty cannot be performed, Chris is also a substitute high school
teacher. He collects a full disability income check every month. How does his policy
define total disability? - Correct Answer own occupation
