Verified/ Latest (2024/2025)
Limits of insurance - ✔✔*damage to premises
*rented to you
*medical expense
*personal & advertising injury limit
*general aggregate limit
*products completed operations
CGL coverages - ✔✔*coverage A - premises, operations, products, completed ops,
contractual, contingent
*coverage B - operations, contingent
*coverage C - Premises, Operations
Insureds - ✔✔• named insureds
• automatic insureds
• non automatic insureds
COVERAGE A EXCLUSIONS - ✔✔• expected or intended injury
•contractual liability
•liquor liability
•workers comp
•employers liability
•pollution
•aircraft,water or auto
•mobile equipment
•war
, •damage to property
•damage to your product
•damage to your work
•damage to impaired property
•recall of products
•personal or advertising
•electronic data
•recording and distribution of material or information in violation of law
Coverage B Exclusions - ✔✔* knowing violation of the rights of another
* material published with knowledge of falsity
*material published prior to policy period
*criminal acts
*contractual liability
*breach of contract
*wrong description of prices
*copyright infringement
*electronic chat rooms and bulletin boards
*insureds in media and Internet type business
*unauthorized use of another's product or name
*pollution
*pollution related
Coverage C - ✔✔+ we will pay when caused by an accident on your premises you own or
rent, on the way to your premises, or because of your operations
*no requirement for legal liability will pay regardless of fault
Coverage C exclusions - ✔✔* any insured