FICEP Test Questions and Answers | 100% Pass

TITLE: EMILLYCHARLOTTE 2024/2025 ACADEMIC PERIOD
OWNER: EMILLYCHARLOTTE
COPYRIGHT STATEMENT: ©2024 EMILLYCHARLOTTE. ALL RIGHTS RESERVED
FIRST PUBLISHED: SEPTEMBER 2024

FICEP Test Questions and Answers |
100% Pass

Money avoidance is the idea that money is evil or ______________ - Answer✔️✔️-

undeserved

The idea that money is the way to solve all a member's problems is money

______________ - Answer✔️✔️-worship

Money ____________ is the member's belief that wealth is tied to self-worth. Money is

seen as a member's way to one-up others. - Answer✔️✔️-Status

Money vigilance is a member's perceived need for ___________ about their financial

matters. - Answer✔️✔️-secrecy

The ideal spending cycle a member should strive to be in is _________ /

_______________ / ____________. This group pays themselves first - Answer✔️✔️-earn

save spend

Factors impacting money _____________ can include childhood experiences,

emotional disorders, out of control spending or ignoring the problem. - Answer✔️✔️-

attitudes

The most basic need members have is ___________________ needs like food, shelter,

and clothing. This is the _____ of the pyramid on Maslow's hierarchy of needs. -

Answer✔️✔️-physiological, base

,TITLE: EMILLYCHARLOTTE 2024/2025 ACADEMIC PERIOD
OWNER: EMILLYCHARLOTTE
COPYRIGHT STATEMENT: ©2024 EMILLYCHARLOTTE. ALL RIGHTS RESERVED
FIRST PUBLISHED: SEPTEMBER 2024
The _______ brain sees things in a logical way while the ______ brain may add color

and creativity to the thought process. - Answer✔️✔️-left, right

A right brain person could benefit from a list with ________________ while you are

sharing information. - Answer✔️✔️-illustrations

The ____________ zone of the Johari Window includes things known to others

(counselor) but unknown to self (member). - Answer✔️✔️-blind

The three types of financial counseling are ____________, _______________, and

____________. - Answer✔️✔️-productive, preventative, and remedial

A counselor should seek to understand all the facts bout a client's circumstances before

generating alternatives using both _____________ and _______________ cues. -

Answer✔️✔️-verbal, nonverbal

There are four steps in the member's change process. In sequential order they are:

1. Recognizing the _________ for change.

2. Gather ___________ and introduce new ideas.

3. ______________ plan as needed.

4. Make _____________ a part of the member's habits. - Answer✔️✔️-Need

information

revise

changes

Help members prioritize essentials so they spend on ___________ instead of

____________. - Answer✔️✔️-needs, wants

, TITLE: EMILLYCHARLOTTE 2024/2025 ACADEMIC PERIOD
OWNER: EMILLYCHARLOTTE
COPYRIGHT STATEMENT: ©2024 EMILLYCHARLOTTE. ALL RIGHTS RESERVED
FIRST PUBLISHED: SEPTEMBER 2024
Examining forces for or against a specific action are part of a _____________

______________ _____________________. - Answer✔️✔️-Force field analysis

The counseling process contains six steps. In sequential order, they are:

1. ____________ member data

2. Establish clear financial _____________ and objectives.

3. _________________ data.

4. _____________ a spending, debt repayment and action plan

5. _______________ plan.

6. Monitor, evaluate, and ______________ as needed. - Answer✔️✔️-collect

goals

analyze

develop

implement

adjust

a ____________ plan looks at the sources of income and where clients spend their

money. - Answer✔️✔️-spending

Cash _____ is the term to define money in and out of a client's budget. - Answer✔️✔️-

flow

T or F

At least 3 recent paycheck stubs should be reviewed when gathering a member's

financial information. - Answer✔️✔️-True