NJ PSI Property and Casualty Exam
The Mobile Home Endorsement of a Homeowners coverage offers coverage to cell houses
below the?
A. HO-1 (Basic Form)
B. HO-2 (Broad Form)
C. HO-3 (Special Form)
D. HO-2 or HO-3 (Broad and Special) - ANSD. HO-2 or HO-three (Broad and Special)
All of the following are eligible for insurance under Homeowners policy except?
A. A condo unit owner.
B. A farm proprietor.
C. A cell domestic proprietor.
D. A tenant in an condo building. - ANSB. A farm proprietor.
The term Insured Location beneath Section II of Homeowners guidelines refers to all the
following except?
A. The insured premises.
B. Farm land.
C. A non-owned premises where an insured briefly resides.
D. A newly-acquired premises. - ANSB. Farm land.
All of the subsequent could be taken into consideration insured's beneath a Homeowner's
coverage count on?
A. Resident relatives of the insured.
B. A non-relative resident beneath age 21 within the care of the insured.
C. The insured's partner if the partner lives within the family.
D. A non-relative resident over age 21. - ANSD. A non-relative resident over age 21.
All of the subsequent homeowners regulations offer living insurance except?
A. HO-2
B. HO-3
C. HO-four
D. HO-1 - ANSC. HO-four
Dwelling insurance A consists of all of the following besides?
A. The living.
B. The deck on the lower back of the dwelling.
C. A Gazebo.
D. Construction substances at the house premises for use within the restore of the residing. -
ANSC. A Gazebo.
, Under Homeowners policies, the bottom deductible applicable to belongings losses, Section I,
is?
A. $one hundred
B. $250
C. $500
D. $1000 - ANSB. $250
The National Flood Insurance Program (NFIP) is a ________ application?
A. State.
B. Municipal.
C. Federal.
D. Worldwide. - ANSC. Federal.
All of the subsequent are optionally available coverage's under Homeowners guidelines except?
A. Personal Property Replacement Cost insurance.
B. Increased coverage limits from objects suck as earrings, furs, and silverware.
C. Loss of Use insurance.
D. Earthquake insurance. - ANSC. Loss of Use Coverage.
The National Flood Insurance Program (NFIP) requirements are set through, and the Program is
administered by using, the?
A. National Flood Management Association (NFMA)
B. National Emergency Standards Agency (NESA)
C. Federal Flood Coverage Association (FFCA)
D. Federal Emergency Management Agency (FEMA) - ANSD. Federal Emergency Management
Agency (FEMA)
Under Homeowners regulations, which of the subsequent is/are considered optional assets
coverage endorsement(s)?
A. Earthquake.
B. Fine Arts.
C. Replacement Cost insurance on personal assets.
D. All of the above. - ANSD. All of the above.
Under an NFIP Flood policy, flood is extensively described as all the following except?
A. The overflow of inland or tidal waters.
B. Mudflow, a river of liquid and flowing dust at the surfaces of typically dry land location, as
whilst earth is carried by way of a contemporary of water.
C. Heavy, driving sheets of wind blown rain.
D. The collapse of subsidence of land along the shore of a lake or comparable frame of water
due to erosion or undermining resulting from waves or currents of water exceeding predicted
cyclical tiers that bring about a flood. - ANSC. Heavy, driving sheets of wind blown rain.
The Mobile Home Endorsement of a Homeowners coverage offers coverage to cell houses
below the?
A. HO-1 (Basic Form)
B. HO-2 (Broad Form)
C. HO-3 (Special Form)
D. HO-2 or HO-3 (Broad and Special) - ANSD. HO-2 or HO-three (Broad and Special)
All of the following are eligible for insurance under Homeowners policy except?
A. A condo unit owner.
B. A farm proprietor.
C. A cell domestic proprietor.
D. A tenant in an condo building. - ANSB. A farm proprietor.
The term Insured Location beneath Section II of Homeowners guidelines refers to all the
following except?
A. The insured premises.
B. Farm land.
C. A non-owned premises where an insured briefly resides.
D. A newly-acquired premises. - ANSB. Farm land.
All of the subsequent could be taken into consideration insured's beneath a Homeowner's
coverage count on?
A. Resident relatives of the insured.
B. A non-relative resident beneath age 21 within the care of the insured.
C. The insured's partner if the partner lives within the family.
D. A non-relative resident over age 21. - ANSD. A non-relative resident over age 21.
All of the subsequent homeowners regulations offer living insurance except?
A. HO-2
B. HO-3
C. HO-four
D. HO-1 - ANSC. HO-four
Dwelling insurance A consists of all of the following besides?
A. The living.
B. The deck on the lower back of the dwelling.
C. A Gazebo.
D. Construction substances at the house premises for use within the restore of the residing. -
ANSC. A Gazebo.
, Under Homeowners policies, the bottom deductible applicable to belongings losses, Section I,
is?
A. $one hundred
B. $250
C. $500
D. $1000 - ANSB. $250
The National Flood Insurance Program (NFIP) is a ________ application?
A. State.
B. Municipal.
C. Federal.
D. Worldwide. - ANSC. Federal.
All of the subsequent are optionally available coverage's under Homeowners guidelines except?
A. Personal Property Replacement Cost insurance.
B. Increased coverage limits from objects suck as earrings, furs, and silverware.
C. Loss of Use insurance.
D. Earthquake insurance. - ANSC. Loss of Use Coverage.
The National Flood Insurance Program (NFIP) requirements are set through, and the Program is
administered by using, the?
A. National Flood Management Association (NFMA)
B. National Emergency Standards Agency (NESA)
C. Federal Flood Coverage Association (FFCA)
D. Federal Emergency Management Agency (FEMA) - ANSD. Federal Emergency Management
Agency (FEMA)
Under Homeowners regulations, which of the subsequent is/are considered optional assets
coverage endorsement(s)?
A. Earthquake.
B. Fine Arts.
C. Replacement Cost insurance on personal assets.
D. All of the above. - ANSD. All of the above.
Under an NFIP Flood policy, flood is extensively described as all the following except?
A. The overflow of inland or tidal waters.
B. Mudflow, a river of liquid and flowing dust at the surfaces of typically dry land location, as
whilst earth is carried by way of a contemporary of water.
C. Heavy, driving sheets of wind blown rain.
D. The collapse of subsidence of land along the shore of a lake or comparable frame of water
due to erosion or undermining resulting from waves or currents of water exceeding predicted
cyclical tiers that bring about a flood. - ANSC. Heavy, driving sheets of wind blown rain.
