CISR Commercial Casualty II Exam with
Questions and Correct Answers
The ________________ attached to a Workers Compensation policy identifies Who Is An
Insured, the type of ______________, the policy ________, the coverage provided by the
policy, and where coverage exists. - ✔Information Page, organization, period
Job _____________________ describe the types of work done by employees in those
businesses or organization. - ✔classification codes
Classifications in the Item 3A of the Information Page have specific rates that apply to
each $100 of ________________. - ✔Employee payroll
Rates and payrolls are used to determine _______________. - ✔Premium
The Experience Rating Plan measures accident ______________ and ____________. -
✔Frequency and severity
An experience modifier of greater than 1.00 indicates that an employer has a(n) ________ than
average claims payment history among similar employers. - ✔Higher
The General Section clarifies Who is An Insured, _______________________________, and
locations in which coverage is provided. - ✔workers compensation law
, Part One of the Workers Compensation and Employers Liability Insurance Policy explains how the
insurance applies, as well as _____________, such as the insurer's right and duty to defend
against any claim. - ✔Provisions
The Four categories of workers compensation benefits are medical benefits, _________
benefits, ______________ benefits, and death benefits. - ✔Disability and Rehabilitation
In a dual capacity claim, an employer is both the employer and the _______________ of the
product that injured an employee during the course of employment. - ✔Manufacturer
Employers liability insurance has twelve ____________, including liability assumed under a
contract and punitive or exemplary damages. - ✔Exclusions
Endorsements can amend a WC and EL insurance policy to add coverage that responds to
_________ compensation laws or to amend the application of existing coverage. - ✔Federal
There are 5 items on the declaration page of a business auto coverage. T/F - ✔False; There
are six items on the Declarations Page.
Item One on a Business Auto Policy includes the policy period, form of business, premium,
and endorsements. T/F - ✔True
Item Four of a Business Auto Policy is the schedule of hired or borrowed covered
auto coverage. T/F - ✔True
The Items on the declaration page of a Business Auto Policy basically answer four questions:
Who? What? When? and Where? T/F - ✔True
Explain the difference between Covered Auto Liability Coverage and Physical Damage Coverage. -
✔Covered autos liability coverage provides protection from claims for bodily injury and
Questions and Correct Answers
The ________________ attached to a Workers Compensation policy identifies Who Is An
Insured, the type of ______________, the policy ________, the coverage provided by the
policy, and where coverage exists. - ✔Information Page, organization, period
Job _____________________ describe the types of work done by employees in those
businesses or organization. - ✔classification codes
Classifications in the Item 3A of the Information Page have specific rates that apply to
each $100 of ________________. - ✔Employee payroll
Rates and payrolls are used to determine _______________. - ✔Premium
The Experience Rating Plan measures accident ______________ and ____________. -
✔Frequency and severity
An experience modifier of greater than 1.00 indicates that an employer has a(n) ________ than
average claims payment history among similar employers. - ✔Higher
The General Section clarifies Who is An Insured, _______________________________, and
locations in which coverage is provided. - ✔workers compensation law
, Part One of the Workers Compensation and Employers Liability Insurance Policy explains how the
insurance applies, as well as _____________, such as the insurer's right and duty to defend
against any claim. - ✔Provisions
The Four categories of workers compensation benefits are medical benefits, _________
benefits, ______________ benefits, and death benefits. - ✔Disability and Rehabilitation
In a dual capacity claim, an employer is both the employer and the _______________ of the
product that injured an employee during the course of employment. - ✔Manufacturer
Employers liability insurance has twelve ____________, including liability assumed under a
contract and punitive or exemplary damages. - ✔Exclusions
Endorsements can amend a WC and EL insurance policy to add coverage that responds to
_________ compensation laws or to amend the application of existing coverage. - ✔Federal
There are 5 items on the declaration page of a business auto coverage. T/F - ✔False; There
are six items on the Declarations Page.
Item One on a Business Auto Policy includes the policy period, form of business, premium,
and endorsements. T/F - ✔True
Item Four of a Business Auto Policy is the schedule of hired or borrowed covered
auto coverage. T/F - ✔True
The Items on the declaration page of a Business Auto Policy basically answer four questions:
Who? What? When? and Where? T/F - ✔True
Explain the difference between Covered Auto Liability Coverage and Physical Damage Coverage. -
✔Covered autos liability coverage provides protection from claims for bodily injury and
