4-40 FL License Practice Questions
Best Answers 2024-2025
The General Lines state exam consists of ____ questions with a _______ time limit.
160 questions; 3 hours
For a Customer Representative License, the applicant must show they are how many
years of age?
18 years old
When more than 50% of an agents incomes cones from the business from an agent or
their family, that is known as what type of business?
Controlled Business
If a representative's license has gone more than 48 months without an appointment they
must apply again as what?
First Time Applicant
A designated customer service representative in Florida can only be appointed by who
or what?
General Lines Agent
Once an adjuster license has gone beyond _____ months without an appointment, you
will have to qualify as a first time applicant.
48 months
What elected official is a member of the Florida cabinet, and serves as the Head of the
Department of Financial Services?
Chief Financial Officer
Who directly oversees the Division of Insurance Agent and Agency Services?
Chief Financial Officer
Insurance company regulation is administered by which office?
Office of Insurance Regulation
What office provides oversight to Florida's financial service providers?
Office of Financial Regulation
What is the best definition of risk?
The chance of financial loss
What is the temporary insurance which can be made through oral or written
agreements?
Binder
What type of insurance best describes when payments are made on behalf of the
insured to another party?
Liability Insurance
John is shopping for auto insurance and is offered a policy he doesn't agree with. The
representative tells him the terms are non-negotiable. This is known as ________.
Contract of adhesion
Wind, theft, lightning, fire and flood are all examples of?
Peril
Intentionally destroying your car to collect money from insurance is classified as what
type of hazard?
Best Answers 2024-2025
The General Lines state exam consists of ____ questions with a _______ time limit.
160 questions; 3 hours
For a Customer Representative License, the applicant must show they are how many
years of age?
18 years old
When more than 50% of an agents incomes cones from the business from an agent or
their family, that is known as what type of business?
Controlled Business
If a representative's license has gone more than 48 months without an appointment they
must apply again as what?
First Time Applicant
A designated customer service representative in Florida can only be appointed by who
or what?
General Lines Agent
Once an adjuster license has gone beyond _____ months without an appointment, you
will have to qualify as a first time applicant.
48 months
What elected official is a member of the Florida cabinet, and serves as the Head of the
Department of Financial Services?
Chief Financial Officer
Who directly oversees the Division of Insurance Agent and Agency Services?
Chief Financial Officer
Insurance company regulation is administered by which office?
Office of Insurance Regulation
What office provides oversight to Florida's financial service providers?
Office of Financial Regulation
What is the best definition of risk?
The chance of financial loss
What is the temporary insurance which can be made through oral or written
agreements?
Binder
What type of insurance best describes when payments are made on behalf of the
insured to another party?
Liability Insurance
John is shopping for auto insurance and is offered a policy he doesn't agree with. The
representative tells him the terms are non-negotiable. This is known as ________.
Contract of adhesion
Wind, theft, lightning, fire and flood are all examples of?
Peril
Intentionally destroying your car to collect money from insurance is classified as what
type of hazard?
