STATE FARM CERTIFICATION - CLAIMS ADJUSTER
EXAM 2024-2025
The special liability limit for money is $200 for cash or coins.
What is covered under dwelling? ANSWER 1. Structures attached to dwelling.
2.materials/supplies located on or near residential property for building or alteration
purposes.
3. Foundation, footings, and floor slabs supporting the dwelling.
Wall-to-wall carpeting
Other constructions separated by clear space are... ANSWER covered.
Structures attached to the residence solely
Fences, utility lines, or similar connections are examined.
to be different structures.
We don't cover other structures. - ANSWER 1. not permanently linked to or
creating a
Part of the reality;
2. utilized entirely or partially for business purposes; or
3.rented or retained for rental to a person who is not a renter.
the residence, unless it is only utilized as a private garage.
The expenditures of replacing, stabilizing, or storing land are not covered.
, Cov A
1.Per your request, we
will cover personal property owned by others.
2. We will cover personal items held by a guest or a
residential employee, while_____ - answer the
Property is located on a portion of the residential premises occupied solely by an
insured.
2. The property is in any other
A residence occupied by an insured.
Cov B
We cover personal property, usually located at an in-
Sured's dwelling, other than the residence premises,
for up to ___ or ____ of the Coverage ____ maximum, whichever is higher. -
ANSWER: $1,000 or 10%, B maximum.
Additional living expenses are for up to (time). - Answer up to 24
months. Our payment is restricted to the incurred expenditures of the
Shortest of: (a) the time required to repair or replace the
premises; (b) the time it takes for your household to
settle abroad, or (c) 24 months.
EXAM 2024-2025
The special liability limit for money is $200 for cash or coins.
What is covered under dwelling? ANSWER 1. Structures attached to dwelling.
2.materials/supplies located on or near residential property for building or alteration
purposes.
3. Foundation, footings, and floor slabs supporting the dwelling.
Wall-to-wall carpeting
Other constructions separated by clear space are... ANSWER covered.
Structures attached to the residence solely
Fences, utility lines, or similar connections are examined.
to be different structures.
We don't cover other structures. - ANSWER 1. not permanently linked to or
creating a
Part of the reality;
2. utilized entirely or partially for business purposes; or
3.rented or retained for rental to a person who is not a renter.
the residence, unless it is only utilized as a private garage.
The expenditures of replacing, stabilizing, or storing land are not covered.
, Cov A
1.Per your request, we
will cover personal property owned by others.
2. We will cover personal items held by a guest or a
residential employee, while_____ - answer the
Property is located on a portion of the residential premises occupied solely by an
insured.
2. The property is in any other
A residence occupied by an insured.
Cov B
We cover personal property, usually located at an in-
Sured's dwelling, other than the residence premises,
for up to ___ or ____ of the Coverage ____ maximum, whichever is higher. -
ANSWER: $1,000 or 10%, B maximum.
Additional living expenses are for up to (time). - Answer up to 24
months. Our payment is restricted to the incurred expenditures of the
Shortest of: (a) the time required to repair or replace the
premises; (b) the time it takes for your household to
settle abroad, or (c) 24 months.
