Adjuster Test UPDATED Exam Questions
and CORRECT Answers
Who revokes an adjusters license in Rhode Island? - Correct Answer- Insurance
Commissioner
While driving a rental car the insured wrecks it. Where is payment made under? - Correct
Answer- Part A-Property Damage
UMPD has what deductible? - Correct Answer- $200
UMPD deductible is not applied if you are struck where? - Correct Answer- Rear of the car
State minimums in RI are: - Correct Answer- 25/50/25
RI has what type of negligence for auto claims? - Correct Answer- Pure comparative
How many days do you have to mail forms after a loss is reported? - Correct Answer- 10 days
What states an adjuster must thoroughly investigate a loss prior to settlement? - Correct
Answer- Unfair Claims Practice ACT and Regulation 73
Auto insurance follows what - Correct Answer- The Car
How many days do you have to add full coverage to a replacement auto? - Correct Answer-
30 days from date of purchase
If your using your vehicle as a taxi what coverage do you not have? - Correct Answer- Med
Payments