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Exam (elaborations)

HUD Exam Prep 2024 WITH CORRECT ANSWERS

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HUD Exam Prep 2024 WITH CORRECT ANSWERS Conventional Loan Front end 28% Back end 36% can go up to 45% to 50%(debt to income), backed by private lenders. AKA prime loans. Good credit, 20% down payment. May have interest only terms FHA Front end 31% Back end 43% Limited funds, bad credit, bankruptcy, high debt to income ratio. EEM (Energy) FHA Front end 33% Back end 45% VA 41% USDA Front End 29% Back End 41%, low-to-moderate income, must live rural area, no down payment, competitive rates. Bellow 115% median income. Loan term 33 to 38 yrs Equal Credit Opportunity Act (ECOA) A federal act, which prohibits discrimination by lenders on the basis of sex or marital status in any aspect of a credit transaction.

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Institution
HUD Housing Counselor
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HUD Housing Counselor

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Uploaded on
April 1, 2024
Number of pages
18
Written in
2023/2024
Type
Exam (elaborations)
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  • hud exam prep 2024
  • hud exam prep 2024 with correct answers
  • conventional loan front end 28 back end 36 can g
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