AHIP Medicare Training Module 1 Study Guide Exam Well Answered Rated A+ 2024.

What impact, if any, have recent regulatory changes had upon Medigap plans? A. The Part A deductible is no longer covered under Medigap plans for all enrollees starting January 1, 2020. B. The Part A deductible is no longer covered for individuals newly eligible for Medicare starting January 1, 2020. C. The Part B deductible is no longer covered for individuals newly eligible for Medicare starting January 1, 2020. D. The Part B deductible is now covered for some newly eligible individuals depending on their financial status. - Answer C. The Part B deductible is no longer covered for individuals newly eligible for Medicare starting January 1, 2020. Explanation: Starting January 1, 2020, Medigap plans sold to individuals who are newly eligible to Medicare are no longer allowed to cover the Part B deductible. If an individual already had one of the plans before January 1, 2020, they can keep their plan. If an individual was eligible for Medicare before January 1, 2020, but are not yet enrolled, he or she may be able to purchase one of these plans. Mrs. Geisler's neighbor told her she should look at her Part D options during the annual Medicare enrollment period because features of Part D might have changed. Mrs. Geisler can't remember what Part D is so she called you to ask what her neighbor was talking about. What could you tell her? A. Part D covers hospital and home health services and the cost-sharing has changed this year. B. Part D covers physician and non-physician practitioner services and the deductible has not changed this year, but the physician charges may go up. C. Part D covers prescription drugs and she should look at her premiums, formulary, and cost-sharing among other factors to see if they have changed. D. Part D covers long-term care services and she shouldn't worry because there has been no change in coverage. - Answer C. Part D covers prescription drugs and she should look at her premiums, formulary, and cost-sharing among other factors to see if they have changed.