LML4805 Assignment 2 (DETAILED ANSWERS) Semester 1 2024 - DISTINCTION GUARANTEED - DISTINCTION GUARANTEED - DISTINCTION GUARANTEED Answers, guidelines, workings and references ............ Question 1: Briefly set out the legal principles established or confirmed in Littlejohn v Norwich Union Fire Insurance Society 1905 TH 374 (2) in relation to insurable interest over property belonging to a spouse. Also provide a brief summary of the facts of the case. (5) Question 2: Lentumetse Padi takes out insurance on her motor vehicle. In the proposal form she completes when applying for cover, she warrants that she has not been involved in any motor-vehicle accident during the last five years. In the policy subsequently issued to her, she also undertakes to keep the relevant vehicle in a roadworthy condition. When the vehicle is subsequently stolen, it is established that Lentumetse had been involved in an accident some two years before when as a pedestrian she was run over by a motor vehicle, and further that at the time the insured vehicle was lost, its tires had been so worn as to render it unroadworthy. Advise Lentumetse Padi on her chances of successfully claiming against the insurer. (5)
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