Life and Health Exam Questions and Answers 100% Solved

Life and Health Exam Questions and Answers 100% Solved Accelerated Benefits ️️Riders attached to life insurance policies that allow death benefits to be used to cover nursing or convalescent home expenses Accidental Death Benefits ️️A policy rider that states that the cause of death will be analyzed to determine if it complies with the policy description of accidental death Accidental Death Insurance ️️An insurance policy that provides payment if the insured's death is the result of an accident Accumulation Period ️️The time before an annuitant's retirement during which the annuitant is making payments or investments in an annuity Acquired Immunodeficiency Syndrome (AIDS) ️️An infectious and incurable disease caused by the human immunodeficiency virus (HIV) Actual Cash Value (ACV) ️️The required amount to pay damages or for property loss. This amount is calculated based on the property's current replacement value minus depreciation Adhesion ️️A contract offered on a "take-it-or-leave-it" basis by an insurer, in which the insured's only option is to either accept or reject the contract. Any ambiguities in the contract will be settled in favor of the insured Adjustable Life ️️Life insurance that permits changes in the face amount, premium amount, period of protection, and the duration of the premium payment period