HUD Counselor Certification Question and answers correctly solved 2023/2024

HUD Counselor Certification Question and answers correctly solved 2023/2024Elements IN a Budget - correct answer -Pay Stubs. (For self employed -> profit + loss statements) -Bank Statement -Utility Bill -Soc. Sec. Award Letter -Credit Card Debt -Car Expenses -Child Support -Hobby Income (Avg.) Elements NOT in a Budget - correct answer -Stock Dividends -Annual Bonus -Reimbursements -Credit Score -Pretax Payroll Deduc. Which information should be included in a Client Action Plan? - correct answer The client's housing goal and the counselor's action steps 5 Sections of a Credit Report - correct answer -Personal Information -Account/Trade lines -Public Records -Inquiries -Consumer Rights. Note: It does not include the credit score, the score is available for purchase Credit Report: Personal Info - correct answer -Name -SS# -Address -Phone # -Employers Credit Report: Account/Trade Lines - correct answer Information about each credit account: -payment history -account dates -credit limits -balances owed