BCBS Study guide Questions with Correct Answers

BCBS Study guide Questions with Correct Answers What covers the medical expenses of individuals and groups - Answer-Commercial insurance What covers car related financial losses - Answer-Automobile insurance Who covers Reimbursement for income lost as a result of a temporary or permanent illness or injury - Answer-Disability insurance SSDI and SSI provides - Answer-Assistance to people with disabilities For disability what is a base period - Answer-Wages earned in a 12 month period prior to the disability What covers losses to a third party caused by the insured, on the premises of the insured or by an object owned by the al expenses are out of pocket until the case is settled - Answer-Liability insurance Process of a third party payer recovering healthcare expenses - Answer-Subrogation What usually only covers deductible, co-pay and coinsurance - Answer-Commercial Supplemental plans