NC Long Term Care Test Questions with 100% Complete Answers, Rated A+

Supportive services provided by qualified para-professionals who are trained, equipped, assigned, and supervised by professionals within an agency to help maintain, strengthen, and safeguard the care of the elderly in their own homes is called - Homemaker services. Homemaker service standards must, at a minimum, meet standards established by the North Carolina Division of Social Services and may include assistance in management of household budgets, planning nutritious meals, purchasing and preparing foods, housekeeping duties, consumer education, and basic personal and health care. A man with Medicare Part A coverage enters the hospital for 70 days of continuous stay. How much of the hospital bill will he have to pay? - $4,774 The insured in this scenario will pay $1,364 (deductible) + $3,410 ($341 x 10) = $4,774. Persons age 65 or older who do not participate in Social Security are - Eligible for Medicare if a premium is paid Part A is financed by the Health Insurance tax, a part of payroll withholding tax, deductibles, and copayments. If one does not qualify for Social Security, a person age 65 or older may pay a premium for Part A and Part B Benefits. Which of the following would be covered under Medicare home health care? - Durable medical equipment Medicare home health care pays 80% of the cost of durable medical equipment. A man who has Medicare Part B has a health condition that requires him to use a scooter. To be eligible for Medicare coverage for this cost, the patient - May rent the scooter. If a patient qualifies for a Medicare-covered power wheelchair or scooter and his or her health condition is expected to improve, the patient may rent the equipment for as long as medically necessary. The supplier will pick up the equipment when the patient no longer needs it. A man has Medicare Part B. He goes to his doctor for treatment on January 1 and then again on July 15. On December 29, he returns to his doctor to treat another injury. What is the total deductible the insured will he have to pay for these 3 visits? - $185 If Medicare Part B deductible applies ($185 in 2019), the insured must pay all costs until he or she meets the yearly Part B deductible before Medicare begins to pay its share. The Medicare Part A daily copayment for the first 60 days of a hospital stay is - $0 For the first 60 days of inpatient hospital care, Medicare pays hospital costs except a deductible. There is no copayment. The copayment does not begin until the patient has more than 60 days of continuous stay. An insured is enrolled in Medicare Part D. He has met his deductible, so the plan is paying 75% of his prescription drug costs. The plan will continue to pay this percentage of the costs until what benefit limit is reached? - $3,820 After the deductible is met, the plan provides coverage for prescription drug costs until a benefit limit of $3,820 is reached (dollar amounts are for 2019). Medigap policies do NOT cover - Long-term care.