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UCanPass Primerica VA Exam Questions With Solutions

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UCanPass Primerica VA Exam Questions With Solutions Agent/Producer - ANS a legal representative of an insurance company; the classification of producer usually includes agents and brokers; agents are the agents of the insurer Applicant or purposed insured - ANS A person applying for insurance Broker - ANS An insurance producer not appointed by and insurer and is deemed to represent a client Insurance policy - ANS A contract between a policy owner (and/or insured) and insurance company which agrees to pay e insured or the beneficiary for loss caused by specific events Insured - ANS The person covered by the insurance policy. This person may or may not be the policyowner Insurer(principal) - ANS The company who issues an insurance policy Policy Owner - ANS The person entitled to exercise the rights and privileges in the policy Premium - ANS The money paid to the insurance company for the insurance policy Reciprocity/Reciprocal - ANS A mutual interchange of right and privileges Insurance is the _______ of risk. Insureds' losses are transferred over to the insurer - ANS Transfer

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February 1, 2024
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