HUD Exam - Tenancy Questions With Correct Answers

Jake has a session with a new client, Ruth, later that day. She has received notice that her apartment complex, which offers her project-based housing assistance, will be sold to a new management company in six months. The new company will renovate the building and will no longer participate in the project-based assistance program. To help Ruth find another affordable rental option, Jake should take all of the following steps, except: A. Provide Ruth with contact information for local housing authorities that administer rental assistance programs. B. Approve Ruth for a Housing Choice Voucher. C. Help Ruth understand what may deter a landlord from approving her rental application. D. Assist Ruth in distinguishing between her housing wants and needs - Answer B. Approve Ruth for a Housing Choice Voucher. -Housing counselors cannot approve clients for Housing Choice Vouchers; however, they can refer clients to local housing agencies where they can submit an application. Ahmed has received a note from his landlord explaining that he will be evicted if he continues to break tenant regulations. The note did not specify exactly what Ahmed was doing wrong. If Ahmed reviews his lease, he is likely to find all of the following guidelines that he must abide by, except: A. Guests may not stay at the housing unit more than 15 days without the owner's written consent. B. The resident is permitted to park only in the parking location 152. C. The resident agrees to permit the landlord to enter the apartment unannounced to show the unit to potential tenants. D. The resident agrees to keep the premises and all items in order and good condition. - Answer C. The resident agrees to permit the landlord to enter the apartment unannounced to show the unit to potential tenants. Jake has a Skype appointment scheduled with his client, Tatiana, who is upset about her landlord's behavior. All of the situations that Tatiana describes would likely suggest that her landlord is in breach of contract, except: A. Fixing a broken stovetop seven months after she submitted a request for repair. B. Arriving on the site of the property for a random home inspection, without prior warning. C. Neglecting to pay the water bill, resulting in two weeks without water service. D. Calling Tatiana in advance to advise her that he will come by to replace a broken cabinet door. - Answer D. Calling Tatiana in advance to advise her that he will come by to repair a broken cabinet door. Jamie has an actual cash value renters insurance policy with contents coverage, loss of use coverage, and liability coverage. For which expense will she likely be reimbursed? A. The cost of rebuilding the living room, which was destroyed by fire. B. The entire cost of purchasing a brand new bedroom set damaged by a pipe burst and subsequent water damage. C. Expenses associated with purchasing replacement materials for the artwork she sells through an online vendor. D. Expenses for legal fees when Jamie is sued by her daughter's classmate who injured himself when he tripped over clutter at Jamie's apartment. - Answer D. Expenses for legal fees when Jamie is sued by her daughter's classmate who injured himself when he tripped over clutter at Jamie's apartment. Jake has clients in all of the following situations. Which client would Jake likely recommend contact an emergency rent assistance program? A. The client wants to quit working to return to college and will need help paying for rent while in school. B. The client cannot afford a rental in the area and needs a housing subsidy to obtain a rental. C. The client has been living with a roommate who suddenly moves and does not leave his portion of the month's rent. D. The client has been notified that her rent will increase by $200 per month if she decides to remain in her apartment after her lease comes up for renewal in four months. She cannot afford to pay an additional $200 a month. - Answer C. The client has been living with a roommate who suddenly moves and does not leave his portion of the month's rent. -If the roommate did not leave his portion of the rent, the client may not have enough money to pay the full amount of rent. If he does not pay in full, he may be threatened by eviction. Emergency rent assistance programs are likely to assist in this situation. A client with two cats received a cure or quit notice. Which following action would a housing counselor likely recommend to someone in this situation? A. Send an "answer" to the court explaining that the animal is not considered a pet. B. Find another home for the animal within the time frame outlined in the notice. C. Consult with a housing counselor to find housing in preparation for the eviction. D. Hide the cat at a friend's house for a few days or until things cool off with the landlord. - Answer B. Find another home for the animal within the time frame outlined in the notice. All of the following clients are facing challenges with rental housing. Which client would Jake likely refer to an emergency shelter? A. The client had an unexpected medical expense and knows she will not be able to afford utilities for several months. B. The client cannot afford rental in the new area where he plans to move. C. The client has received a pay rent or quit notice. D. The client did not pay rent within five days of the final judgment and will be evicted in hours. - Answer D. The client did not pay rent within five days of the final judgment and will be evicted in 24 hours. One of Jake's clients, Anna, has been informed by the City Marshal that she has 72 hours to move out of her rental home. Jake recommends that she temporarily live in an emergency shelter. All of the following are typical characteristics of homeless shelters, except: A. Homeless shelters do not allow individuals to stay longer than 90 days. B. Homeless shelters provide training, counseling, and/or case management. C. Homeless shelters may require residents to pay a small fee for admittance. D. Homeless shelters accept anyone who arrives during intake hours. - Answer D. Homeless shelters accept anyone who arrives during intake hours. -Each emergency shelter has unique criteria that determines who will be accepted, and not everyone will qualify. Tamika is trying to decide whether staying in a transitional shelter is the right option for her and calls Jake for advice. All of the following are true statements about transitional shelters which Jake might share with Tamika, except: A. They typically house those who are ready to leave emergency shelters but still need assistance transitioning to independence. B. They are a viable option for affordable housing. C. Some shelters offer programs to help youth residents. D. Each has unique criteria that determines who will be accepted. - Answer B. They are a viable option for affordable housing. A client makes $35,000 a year and is applying to rent a home that costs $18,000 a year Which of the following, would reduce the risk that his/her application will be rejected? A. The client can take a financial management course and ask his/her housing counselor to confirm that s/he has done so. B. The client can provide the prospective landlord with a letter of recommendation from the individual to whom s/he informally paid rent. C. The client can invite friends to move into the house with him/her and share the rent. D. The client can send the application as is. - Answer C. The client can invite friends to move into the house with him/her and share the rent. When Jeff and May got divorced, May moved out. Jeff was left to pay rent for his home with one income instead of two incomes, as they had done before. This led him to have late payments, which decreased his credit score. Which of the following will reduce the risk that his rental application will be rejected? A. The client can provide the prospective landlord with a letter of recommendation from the individual to whom s/he formerly paid rent. B. The client can be upfront with the potential landlord about why s/he had late payments on the previous rental. S/he can also describe how the current situation differs in a way that will allow him/her to consistently make payments on time. C. The client can prioritize paying off debts to utility companies. D. The client can take a financial management course and ask his/her housing counselor to confirm that s/he has done so. - Answer B. The client can be upfront with the potential landlord about why s/he had late payments on the previous rental. S/he can also describe how the current situation differs in a way that will allow him/her to consistently make payments on time. Jackson has had five bounced checks in the past year.