FDCPA Test | Questions with 100% Correct Answers | Verified | Latest Update 2024

True or False... The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local time for customers. - True (805)! True or False... The FDCPA takes precedence over any state laws governing debt collection. - False (816)@ A validation is - An explanation of what an agency must do if a debt is disputed. Required by FDCPA. Or a written statement of the customer's right to dispute a debt. (809) True or False... A professional debt collector should not continue communicating with the customer when the collector knows the customer is represented by an attorney. - True (805)# True or False... A collection agency is allowed to refer to legal action only if the creditor actually intends to proceed with legal action on the account on which the professional debt is attempting collection. - True (804)$ Location information is a customer's... - Place of residence,home phone number and place of employment. (804)