Florida Insurance Exam (2-15) 2024 with 100% correct answers

A Supplementary Medical Expense policy combines the benefits of what two types of plans? correct answersBasic Medical and Major Medical Which of the following is not correct concerning Health Maintenance Organizations? correct answersThey mandate enrollment for groups of 25 or more. Which is not true concerning a Hospital Fixed-Rate plan? correct answersBenefits are paid directly to the hospital When benefits are paid to a policyowner covered under a Hospital Expense policy, the policy is considered to be which of the following? correct answersFixed-Rate plan Which of the following about Health Reimbursement Accounts HRA's is/are correct? correct answersHRA's are established by the employer Which of the following statements is true about Basic Hospital, Medical, and Surgical Expense Policies? correct answersThey usually have a stated limit for specific expenses. Which of the following plans used with High Deductible Health Plans is employee owned? correct answersHealth Savings Accounts (HSAs) 6. Which of the following service providers allows for a primary care physician as well as out-of-network care? correct answersPoint of Service Plan (POS) Which of the following is true about coinsurance? correct answersIt helps control overutilization of benefits. In a Basic Surgical policy, which of the following pays per point? correct answersRelative Value