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Exam (elaborations)

California Life, Accident, and Health State Exam

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California Life, Accident, and Health State Exam Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her beneficiary? - No payments - 30 payments - 60 payments - 120 payments - Answer ️️ -60 Payments An annuitant would like to determine the amount of an annuity distribution that is exempt from taxation. What is used to calculate this? - Mortality rate - Exclusion ratio - Morbidity rate - Debt-to-Equity ratio - Answer ️️ -Exclusion ratio The systematic liquidation of a sum of money is provided by a(n) - annuity - endowment contract - life insurance policy - 1035 contract exchange - Answer ️️ -annuity Which of the following is NOT a feature of equity-indexed annuities? - Offers long term inflation protection - Offers a minimum guarantee rate - Offers a maximum interest rate that increases annually

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California Life, Accident, and Health Insurance
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California Life, Accident, and Health Insurance

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Uploaded on
January 8, 2024
Number of pages
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Written in
2023/2024
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  • california life accident and health state exam
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