MHIC NASCLA Contractors Guide Graded A+

How long does a claimant have to bring a claim against the guaranty fund? - 3 years from discovery of the loss or damage How many days does a contractor have to respond in writing to the copy of claim that was sent by the commission? - 10 days If within ________ after the commission gives notice , a contractor on whose amount a claim was paid does not reimburse the fund in full, the commission may sue the contractor for reimbursement. - 60 days In addtion to full reimbursement of the fund, a contractor is responsible to pay at least _________interest on the amount to reimburse. - 10 % The state can record a lien against any real property owners by the contractor for a debt owed to the fund - True If the commission pays a claim from the fund base on the actions or omissions of a contractor, the commission may suspend the contractors license until full reimbursement of the fund plus at least 10%interest - True A home improvement contract in compliance with the home improvement laws would include all of the following except - Names and license numbers of subcontractors A salesperson may not represent 2 contractors at the same time for the same project. - True Can a sales person legally accept money for themselves from the customer - No It is against the law for building and permits departments to issue a permit to contractor without the contractors license number. - True If a contractor fails to correct violation of the building code within reasonable time period, the county or municipality inspecting the project shall notify the commission - TrueWhat is the maximum fine for contracting without a license-second offense - $5,000 and/or 2 years in jail or both Contractor, jack smith, is not getting along with hector jones , his customer. If he decides not to complete the contract, has jack broken any laws? - Yes Can a contractor decide to use material other than specified in the contract documents without getting permission from the owner? - No Contractors may not : - Lie on their license application Make false promises Misrepresent their service or product Contractor, jack brown, makes a deal with customer, ameal cougar , to provide an estimate of $40,000 on project where the actual cost are $30,000,allowing ameal to pocket $10,000 after securing a mortgage at $40,000 and paying off jack this is : - Fraud An illegal act A misdemeanor All of the about If a contractor sells personstoos selling or working with the contractor for any reason, the contractor has a responsibility to the state to inform the commission? - True All advertising has to provide the identifier "Maryland home improvement commission license no___________"or "MHIC - True What is the maximum penalty the commission may impose upon a contractor, licensed or unlicensed , per violation of these laws - $5,000