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Can value guarantees in a whole life policy are called a. no forfeiture values b. living benefits c. cash loans d. dividends - ️️a. no forfeiture values If a life insurance company uses HIV testing as a part of its underwriting, when must an applicant be notified of the procedure? a. prior to solicitation of the policy b. prior notice is not required c. prior performance of the test d. prior to ordering a physical examination - ️️c. prior performance of the test Which of the following will not be included in the buyers guide? a. comparison of policy costs b. explanation on how to choose the amount and type of insurance c. basic info about life insurance policies d. specific info about the policy - ️️d. specific info about the policy Who would be allowed catch-up contributions?
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