California Laws and Ethic Pertinent to Insurance Questions With Complete Solutions.

Which of the following is NOT covered by the Family and Medical Leave Act (FMLA) ? - Traveling overseas with a spouse Which of the following acts is NOT a federal offense committed by an insurance agent? - Misrepresentation on an insurance application The California Life and Health Insurance GuaranteeAssociation covers all of these types of policies except? - Self-Funded Plans What effect did the Pregnancy Discrimination Act have on the health industry? - Pregnancy must be treated as any other medical condition Which of the following is NOT an accurate description of access for infants and mothers program (AIM)? - Only women who have private insurance plans with maternity-only deductable or copayment greater than $1,500 are eligable Which of the following does the California Department of Insurance (CDI) have NO jurisdiction over? - Medicare In California, an insurer organized under the state laws of Oregon is called a (n) - Foreign Insurer Who does a life settlement broker represent? - Individual wanting to sell their policy to a third party According to the California Insurance Code, what term is used to describe a fact so important it could affect the policy premium? - MaterialityPete is a life agent who has misappropiated fiduciary funds to his own use. What is Pete guilty of? - Theft According to the California Insurance Code, what is "insurance"? - A Contract People with low income can be provided with medical assistance through whuch program? - Medi-cal