GA Health Insurance Exam Possible 122 Questions and Answers

Under which of the following circumstances will the benefits under COBRA continuation coverage end? - all group health plans are terminated by the employer Dental care coverage is designated to cover the costs of all the following EXCEPT: - loss of income Which type of policy would pay an employee's salary if the employer was injured in a bicycle accident and out of work for six weeks? - Business Overhead Expense P and Q are married and have three children. P is the primary beneficiary on Q's Accidental Death and Dismemberment (AD&D) policy and Q's sister R is the contingent beneficiary. P, Q, and R are involved in a car accident and Q and R are killed instantly. The Accidental Death benefits will be paid to: - P only Common exclusions to continuation of group coverage include: - Dental Care, Other Prescription Drugs G is an accountant who has ten employees and is concerned about how the business would survive financially if G became disabled. The type of policy which BEST addresses this concern is: - Business Overhead Expense The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers (and their families) whose employment has been terminated the right to: - continue group health benefits The Coordination of Benefits provision: - prevents an insured covered by two health plans from making a profit on a covered loss K has an Accidental Death and Dismemberment (AD&D) insurance policy where her husband is beneficiary and her daughter is contingent beneficiary. Under the Common Disaster clause, if K and her husband are both killed in an automobile accident, where would the death proceeds be directed? - daughterAccidental Death coverage is provided to commercial airline passengers in which of the following types of policies? - Blanket Accident policy