State Farm Auto Policies | 21 Questions and Answers(A+ Solution guide)

A: Liability - Protection againsy lawsuits if I am at fault in an auto accident Liability 100/300. (100?) - $100,000 of lawsuit protection in at fault accident if ONE claimant is suing Ex.) I hit Mikey and he is suing me for $120,000 for his neck injury. I am covered for $100,000, still have to pay $20,00 out of pocket. Liability 100/300. (300?) - $300,000 of lawsuit protection per accident if MORE THAN ONE claimant is suing. Ex.) I hit Mikey with Desiree and Ann and they are all suing me for $100,000 each. My policy will cover me for the full $300,000. P: Personal Protection Injury (PIP) - Pays medical benefits to myself and my household family members for injuries caused by automobiles (drivers, passengers, pedestrians) PIP: P - State Farm is primary and will pay ALL medical and wage loss w/o deductible PIP: P300 - State Farm is primary and will pay ALL medical and wage loss with $300 deductible PIP: P2 - State Farm is secondary for both medical and wage loss (Coordinated, coordinated) PIP: P3 - State Farm is primary for medical and secondary for wage loss (Primary, coordinated) PIP: P4 - State Farm is SECONDARY for medical and PRIMARY for wage loss. (Coordinated, Primary) N: Property Damage in Michigan - $1 million dollar limit.. includes buildings, parked cars, railroads, etc IN MICHIGAN