CUNA Financial Counseling Exam with Complete Solutions
Cycle 1 - ANSWER-Earn/Spend/Earn/Spend
Cycle 2 - ANSWER-Earn/Spend/Borrow/Spend
Cycle 3 - ANSWER-Earn/Spend/Save
Cycle 4 - ANSWER-Earn/Save/Spend
Why is it important for counselors to have an understanding of Hemispheric thinking - ANSWER-So that they are aware that everyone learns and processes information differently and they can present information in a variety of different ways for anyone to understand
Hard Approach - ANSWER-Hard approach communicates in ways that are orderly, specific, and straight forward
Soft Approach - ANSWER-Offers possibilities and suggestions,
avoiding absolutes or directives
Relationship With Others ; Open - ANSWER-Open represents information that is known
to a counselor and member
Relationship With Others ; Blind - ANSWER-Blind represents information a counselor
knows, and a member does not.
Relationship With Others ; Hidden - ANSWER-Hidden represents information the member
knows and chooses not to share.
Relationship With Others ; Unknown - ANSWER-Unknown represents information unknown
to self and others.
Remedial Counseling - ANSWER-Helps members cope
with debt they cannot afford or poor money
management.
Preventive Counseling - ANSWER-Helps members with
good financial habits manage financial challenges
due to life changes
Cycle 1 - ANSWER-Earn/Spend/Earn/Spend
Cycle 2 - ANSWER-Earn/Spend/Borrow/Spend
Cycle 3 - ANSWER-Earn/Spend/Save
Cycle 4 - ANSWER-Earn/Save/Spend
Why is it important for counselors to have an understanding of Hemispheric thinking - ANSWER-So that they are aware that everyone learns and processes information differently and they can present information in a variety of different ways for anyone to understand
Hard Approach - ANSWER-Hard approach communicates in ways that are orderly, specific, and straight forward
Soft Approach - ANSWER-Offers possibilities and suggestions,
avoiding absolutes or directives
Relationship With Others ; Open - ANSWER-Open represents information that is known
to a counselor and member
Relationship With Others ; Blind - ANSWER-Blind represents information a counselor
knows, and a member does not.
Relationship With Others ; Hidden - ANSWER-Hidden represents information the member
knows and chooses not to share.
Relationship With Others ; Unknown - ANSWER-Unknown represents information unknown
to self and others.
Remedial Counseling - ANSWER-Helps members cope
with debt they cannot afford or poor money
management.
Preventive Counseling - ANSWER-Helps members with
good financial habits manage financial challenges
due to life changes
