Claim Adjuster Test 2023 with 100% correct questions and answers

Maybe be awarded to punish the defendant Punitive Damages Intangible such as pain suffering and mental anguish General Damages Pays for medical lost wages and other losses that sire from injury. Special Damages The plaintiff is the party bringing the claim, has to provide the evidence. Burden of proof Third person responsible for negligence acts of another Imputed or Vacarious Negligence failure to exercise the degree of care a reasonable person would use to protect other from risk. Negligence Its a civil wrong arising from a contract for which money damages may be had Tort person seeking money for damages or other legal relief Civil Liability That the Insure should not profit from the payment made for loss. Ex: Cannot sue yourself. Principles of Indemnity Economic loss that results from direct loss. Ex: While out of business due to direct loss. Indirect Loss Physical harm or damage to tangible property Direct Loss Increases the loss of peril. Ex: broken fire alarm Hazard