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Exam (elaborations)

PSC 464 Exam 1 Questions and Answers| New Update

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PSC 464 Exam 1 Questions and Answers| New Update

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PSC 464
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Institution
PSC 464
Course
PSC 464

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Uploaded on
January 30, 2026
Number of pages
50
Written in
2025/2026
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Exam (elaborations)
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PSC 464 Exam 1 Questions and Answers| New Update with 100% Correct Answers
What are the factors that influence life expectancy?



The Great Divide 1912


for the first time in history, a random patient with a random disease consulting a doctor chosen
at random stood better than a 505-50 chance of benefiting from the encounter


doctors started getting there crap together



National Health Insurance 1912-1919


Former President Theodore Roosevelt leaves Republican party and runs for president as the
progressive (or Bull Moose) Party candidate


promoted national health insurance in campaign


19:15: model national health insurance bill introduced in 14 states


Medical societies denounced as "socialist", "Germanic", and "un-American"


Doctors and life insurance companies led fight against and defeated it


first time national health insurance was promoted


doctors thought that this was socialist and germanic



The Origins of Private Health Insurance 1 1921-1929

,Metropolitan and Prudential began selling health insurance in early 1920's


Mid-1920's first employer plan with General Motors


Blue Cross (untaxed, nonprofit) began selling hospital insurance plan in late 1920's



The Social Security Act 1935


Originally was going to include "Old Age Insurance"


Numerous telegraph's to President and Congress protesting


FDR mindful of what happened in 1919


Final bill calls only for "further study" of the issue


old age insurance


President and Congress Protest


"further study"



National Health Insurance 2 1944-1948


1944: FDR requests report on national health insurance

,1945: FDR dies


President Truman recieved report and in special address to Congress, recommends
comprehensive national health insurance-fails



The Hospital Construction Act (Hill Burton) 1946


Hospital industry idea: leave medicine and doctors alone; focus on building hospital
infrastructure


Public health service provided 347 hospitals in 42 states within 2 years


small town hospitals- hard to get doctors to live in small towns



National Health Insurance 3 1948


Truman wins in 1948, democratic majority in both houses in congress; national health insurance
on agenda


AMA denounces "the final irrevocable step to socialism", taxes every member $25, launches
public campaign against it


AMA wins battle - no national health insurance



The Rise of Employee Health Insurance 1946-1957


WW11: corporations taxed on "excess profits"; employer contributions to health and pension
funds not taxed

, companies, with union urging, set up health plans


1946: 1 million workers insured by employer


1954: President Eisenhower asks Congress to pass law explicitly exempting employee health
benefits from taxation


1957: 12 million workers and 20 million dependents insured by employer (about 60% of
workforce)


This fundamentally changed the debate - why support national health insurance?


Who is excluded from employer-based health insurance?


Operation Coffee Cup-Ronald Raegan



Medicare 1965


Post-Kennedy assassination, huge Dem gains in 1964. Medicare proposed....


AMA sees to lose on Medicare, so changes tactic and suggests Medicaid in its place - congress
ends up adopting both


first bill introduced in 1957


lacks dental coverage, some advantage plans might include it


Parts A and B financed through payroll taxes and premiums

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