LPL4804 Assignment 1
(COMPLETE ANSWERS)
Semester 1 2026 - DUE 17
March 202
, Ensure your success with us... Zanele
Khumalo owns erven 3 and 4 of Kruger
Township and wishes to consolidate the
properties. Erf 3 has been hypothecated
with a mortgage bond in favour of Blue
Bank. How should she deal with the
mortgage bond over Erf 3. Assume the
consolidated property in 1.1 is described
as Erf 5 Kruger Township. Using the
information given, draft the property
description as it would appear in a deed
of transfer in terms of Regulation 28 of
the Deeds Registries Act 37 of 1937.
1. How should Zanele deal with the
mortgage bond over Erf 3?
Because Erf 3 is subject to a mortgage bond in
favour of Blue Bank, Zanele cannot simply
consolidate the erven without addressing the bond.
She has two legally acceptable options:
Cancellation of the existing bond
The bond over Erf 3 may be cancelled
with the consent of Blue Bank before
consolidation takes place; or
(COMPLETE ANSWERS)
Semester 1 2026 - DUE 17
March 202
, Ensure your success with us... Zanele
Khumalo owns erven 3 and 4 of Kruger
Township and wishes to consolidate the
properties. Erf 3 has been hypothecated
with a mortgage bond in favour of Blue
Bank. How should she deal with the
mortgage bond over Erf 3. Assume the
consolidated property in 1.1 is described
as Erf 5 Kruger Township. Using the
information given, draft the property
description as it would appear in a deed
of transfer in terms of Regulation 28 of
the Deeds Registries Act 37 of 1937.
1. How should Zanele deal with the
mortgage bond over Erf 3?
Because Erf 3 is subject to a mortgage bond in
favour of Blue Bank, Zanele cannot simply
consolidate the erven without addressing the bond.
She has two legally acceptable options:
Cancellation of the existing bond
The bond over Erf 3 may be cancelled
with the consent of Blue Bank before
consolidation takes place; or
