Intro to Health Insurance Exam UPDATED QUESTIONS AND CORRECT ANSWERS

Intro to Health Insurance Exam UPDATED
QUESTIONS AND CORRECT ANSWERS
Which of the following types of health insurance covers the cost of providing non-medical
custodial care to individuals with cognitive problems?

A) Disability income insurance

B) Long-term care insurance
C) Hospital expense coverage

D) Medical expense coverage - CORRECT ANSWER B



All of the following are characteristics of a group health insurance plan EXCEPT:

A) only group members may be covered

B) there is one master contract
C) each person has a policy

D) benefits are essentially the same for all group members - CORRECT ANSWER C



All of the following are common exclusions in health insurance policies EXCEPT

A) war or act of war

B) felonious act

C) intentional injury

D) injury in a natural disaster - CORRECT ANSWER D



With a hospital income plan, the flat dollar payment is made directly to the

A) hospital

B) insurer

C) insured

D) doctors - CORRECT ANSWER C



Julia has a policy that excludes any type of sickness or disease and covers only accidents as a
peril. Julia probably has