MHA 710 EXAM 2 QUESTIONS AND CORRECT
ANSWERS|UPDATED
A prepaid hospital plan created by Baylor Hospital for a group of Dallas public
school teachers in 1929 is considered by many to be the forerunner of:
Blue Cross
A ______ percentage of the French population is obese; they consume ______
fat than Americans do.
Small;Less
In 2001, life expectancy at birth in the United States was 77.2 years, increasing
to 78.7 years in 2018. However, there remains a racial gap between Blacks and
Whites. White life expectancy in 2018 was at 78.6 years, and Black life
expectancy at 74.7 years. Causes of mortality reveals an interesting picture.
Among Whites, __________ have a much higher rate than in Blacks, where
__________ are much more prevalent.
,Suicides and Chronic respiratory disease; Homicides and Heart disease
Insurance works best in situations where:
There is a low probability of a large loss.
The nature of health care delivery will be different in the future due to:
A rising percentage of elderly in the total population
Eliminating health disparities across various population groups requires that we:
Address the source of disparities in behavioral, socioeconomic, and environmental
factors
A person with AIDS has a guaranteed right to apply for health insurance and
receive coverage at the same rate as a healthy person. What is the likely result
for the insurance company?
Adverse selection
, What is responsible for over one-half of the gap in life expectancy between the
U.S. and Canada?
Obesity
Insurers try to minimize moral hazard by:
Charging deductibles and coinsurance.
In 2018, the overall obesity rate in the United States (as measured by BMI > 30)
is over _____ percent, with rates reaching higher than _____ percent among
African American women.
40; 50
All of the following are the results of moral hazard, except
: Rational Ignorance
ANSWERS|UPDATED
A prepaid hospital plan created by Baylor Hospital for a group of Dallas public
school teachers in 1929 is considered by many to be the forerunner of:
Blue Cross
A ______ percentage of the French population is obese; they consume ______
fat than Americans do.
Small;Less
In 2001, life expectancy at birth in the United States was 77.2 years, increasing
to 78.7 years in 2018. However, there remains a racial gap between Blacks and
Whites. White life expectancy in 2018 was at 78.6 years, and Black life
expectancy at 74.7 years. Causes of mortality reveals an interesting picture.
Among Whites, __________ have a much higher rate than in Blacks, where
__________ are much more prevalent.
,Suicides and Chronic respiratory disease; Homicides and Heart disease
Insurance works best in situations where:
There is a low probability of a large loss.
The nature of health care delivery will be different in the future due to:
A rising percentage of elderly in the total population
Eliminating health disparities across various population groups requires that we:
Address the source of disparities in behavioral, socioeconomic, and environmental
factors
A person with AIDS has a guaranteed right to apply for health insurance and
receive coverage at the same rate as a healthy person. What is the likely result
for the insurance company?
Adverse selection
, What is responsible for over one-half of the gap in life expectancy between the
U.S. and Canada?
Obesity
Insurers try to minimize moral hazard by:
Charging deductibles and coinsurance.
In 2018, the overall obesity rate in the United States (as measured by BMI > 30)
is over _____ percent, with rates reaching higher than _____ percent among
African American women.
40; 50
All of the following are the results of moral hazard, except
: Rational Ignorance
