FDCPA study guide With Complete Questions And
Correct Verified Answers 2025/2026 New Version!!! ,
Guaranteed Pass Graded A+
True or False...
The FDCPA allows professional collectors to contact customers between 8 am and 9
pm local time for customers. - (ANSWERS)True (805)!
True or False...
The FDCPA takes precedence over any state laws governing debt collection. -
(ANSWERS)False (816)@
A validation is - (ANSWERS)An explanation of what an agency must do if a debt is
disputed. Required by FDCPA. Or a written statement of the customer's right to
dispute a debt. (809)
True or False...
A professional debt collector should not continue communicating with the customer
when the collector knows the customer is represented by an attorney. -
(ANSWERS)True (805)#
True or False...
A collection agency is allowed to refer to legal action only if the creditor actually
intends to proceed with legal action on the account on which the professional debt is
attempting collection. - (ANSWERS)True (804)$
Location information is a customer's... - (ANSWERS)Place of residence,home
phone number and place of employment. (804)
Professional debt collectors should never use obscene or profane language. -
(ANSWERS)True (806)%
After a collector receives notice from the customer to stop communication the
collector may: - (ANSWERS)Inform the customer that further collection efforts will
1/4
Correct Verified Answers 2025/2026 New Version!!! ,
Guaranteed Pass Graded A+
True or False...
The FDCPA allows professional collectors to contact customers between 8 am and 9
pm local time for customers. - (ANSWERS)True (805)!
True or False...
The FDCPA takes precedence over any state laws governing debt collection. -
(ANSWERS)False (816)@
A validation is - (ANSWERS)An explanation of what an agency must do if a debt is
disputed. Required by FDCPA. Or a written statement of the customer's right to
dispute a debt. (809)
True or False...
A professional debt collector should not continue communicating with the customer
when the collector knows the customer is represented by an attorney. -
(ANSWERS)True (805)#
True or False...
A collection agency is allowed to refer to legal action only if the creditor actually
intends to proceed with legal action on the account on which the professional debt is
attempting collection. - (ANSWERS)True (804)$
Location information is a customer's... - (ANSWERS)Place of residence,home
phone number and place of employment. (804)
Professional debt collectors should never use obscene or profane language. -
(ANSWERS)True (806)%
After a collector receives notice from the customer to stop communication the
collector may: - (ANSWERS)Inform the customer that further collection efforts will
1/4
