Personal Lines FINAL EXAM (2025) ACTUAL EXAM (TESTING REAL
EXAM QUESTIONS) AND VERIFIED ANSWERS (MULTIPLE CHOICES) |
COMPLETE S LUTIONS |A+ GRADED |100% CORRECT!!
1. What part of the policy lists the rules,
C) Conditions
duties, and obligations of the insured and
insurer?
A) Declarations Page
B) Insuring Agreement
C)conditions
D) exclusions
D) cease and desist
2. The directive that states the violation order
committed and requires an agent to stop the
illegal acitivity is called:
A) show cause order
B) subpoena
C)tort
D) cease and desist order
D) vandalism
3. Extended Coverage (EC) include all of the
following perils, EXCEPT:
A) wind
B) riot
C)smoke
D) vandalism
Deductible
4. A device which is used to minimize small
nuisance claims, lower insurance premiums,
and reduce morale hazards is called:
A) arbitration
B) deductible
C)valued policy
D) coinsurance
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,Personal Lines FINAL EXAM (2025) ACTUAL EXAM (TESTING REAL
EXAM QUESTIONS) AND VERIFIED ANSWERS (MULTIPLE CHOICES) |
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5. A) Inherent vice
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,Personal Lines FINAL EXAM (2025) ACTUAL EXAM (TESTING REAL
EXAM QUESTIONS) AND VERIFIED ANSWERS (MULTIPLE CHOICES) |
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All of the following perils are covered, in a
PERSONAL ARTICLES FLOATER (PAF), EXCEPT:
A) inherent vice
B) flood
C)Earthquake
D) theft
6. The policyholder has a liability of $300,000 and caused B)
$300,000
an accident injuring one person in the amount of
$250,000 and another person in the amount of
$150,000. What limit of coverage applies to the loss?
A) $150,000
B) $300,000
C) $250,000
D) $400,000
7. Eligible vehicles are described in the Personal D) $500
Auto Policy. Which of the following vehicles is
NOT eligible?
A) A newly acquired sedan
B) an owned SUV
C)A van used as a temporary substitute
D) a truck used to make deliveries
8. What is the deductible in an UNINSURED
MOTORIST CLAIM?
A) $100
B) $200
C) $250
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, Personal Lines FINAL EXAM (2025) ACTUAL EXAM (TESTING REAL
EXAM QUESTIONS) AND VERIFIED ANSWERS (MULTIPLE CHOICES) |
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D) a truck used to make deliveries
B) $200
9.
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EXAM QUESTIONS) AND VERIFIED ANSWERS (MULTIPLE CHOICES) |
COMPLETE S LUTIONS |A+ GRADED |100% CORRECT!!
1. What part of the policy lists the rules,
C) Conditions
duties, and obligations of the insured and
insurer?
A) Declarations Page
B) Insuring Agreement
C)conditions
D) exclusions
D) cease and desist
2. The directive that states the violation order
committed and requires an agent to stop the
illegal acitivity is called:
A) show cause order
B) subpoena
C)tort
D) cease and desist order
D) vandalism
3. Extended Coverage (EC) include all of the
following perils, EXCEPT:
A) wind
B) riot
C)smoke
D) vandalism
Deductible
4. A device which is used to minimize small
nuisance claims, lower insurance premiums,
and reduce morale hazards is called:
A) arbitration
B) deductible
C)valued policy
D) coinsurance
To get the actual and other Exams contact ()
,Personal Lines FINAL EXAM (2025) ACTUAL EXAM (TESTING REAL
EXAM QUESTIONS) AND VERIFIED ANSWERS (MULTIPLE CHOICES) |
COMPLETE S LUTIONS |A+ GRADED |100% CORRECT!!
5. A) Inherent vice
To get the actual and other Exams contact ()
,Personal Lines FINAL EXAM (2025) ACTUAL EXAM (TESTING REAL
EXAM QUESTIONS) AND VERIFIED ANSWERS (MULTIPLE CHOICES) |
COMPLETE S LUTIONS |A+ GRADED |100% CORRECT!!
All of the following perils are covered, in a
PERSONAL ARTICLES FLOATER (PAF), EXCEPT:
A) inherent vice
B) flood
C)Earthquake
D) theft
6. The policyholder has a liability of $300,000 and caused B)
$300,000
an accident injuring one person in the amount of
$250,000 and another person in the amount of
$150,000. What limit of coverage applies to the loss?
A) $150,000
B) $300,000
C) $250,000
D) $400,000
7. Eligible vehicles are described in the Personal D) $500
Auto Policy. Which of the following vehicles is
NOT eligible?
A) A newly acquired sedan
B) an owned SUV
C)A van used as a temporary substitute
D) a truck used to make deliveries
8. What is the deductible in an UNINSURED
MOTORIST CLAIM?
A) $100
B) $200
C) $250
To get the actual and other Exams contact ()
, Personal Lines FINAL EXAM (2025) ACTUAL EXAM (TESTING REAL
EXAM QUESTIONS) AND VERIFIED ANSWERS (MULTIPLE CHOICES) |
COMPLETE S LUTIONS |A+ GRADED |100% CORRECT!!
D) a truck used to make deliveries
B) $200
9.
To get the actual and other Exams contact ()
