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Exam (elaborations)

NHA CMAA Practice Exam 2025/2026 – 250+ Questions with Answers | Insurance, HIPAA, Coding, Communication, EHR, OSHA

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This document offers over 250 graded, exam-style questions and verified answers for the Certified Medical Administrative Assistant (CMAA) certification by the National Healthcareer Association (NHA), tailored for the 2025/2026 exam cycle. It is structured to match the CMAA exam content categories and question format, helping candidates master front-office administrative responsibilities through applied practice. Core subjects covered include: Health Insurance & Billing: terms like deductibles, premiums, co-payments, HMO, coordination of benefits, Medicare/Medicaid, and insurance documentation (CMS-1500, EOBs) HIPAA & Legal Compliance: handling PHI, informed consent, confidentiality, NPI, exclusion clauses, and insurance assignments Medical Terminology & Coding: ICD-9, CPT, HCPCS, coding basics, procedural and diagnostic classifications Administrative Skills: appointment scheduling systems, office equipment, bookkeeping, handling calls and mail, and MSDS compliance OSHA, CLIA, & Safety: exposure control, infection prevention, documentation, reporting, and workplace safety protocols Professionalism & Communication: empathetic communication, dealing with difficult patients, cultural sensitivity, body language, and conflict resolution strategies EHR and Office Technology: database systems, backup protocols, word processing, and fax/email procedures Perfect for: CMAA certification candidates looking for realistic exam prep Medical assistant educators designing mock tests Healthcare vocational programs seeking supplemental study tools Allied health students transitioning into front-office administrative roles This practice exam strengthens recall, reinforces applied skills, and builds confidence through realistic, scenario-based questions designed to mirror the NHA exam. Keywords: CMAA practice exam, NHA certification 2025, HIPAA, ICD CPT coding, medical billing, coinsurance, CMS-1500, OSHA safety, informed consent, EHR, administrative assistant, patient communication, medical records, health insurance, medical terminology

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Uploaded on
January 5, 2026
Number of pages
39
Written in
2025/2026
Type
Exam (elaborations)
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Questions & answers

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NHA CMAA Practice Exam 2025/2026
Exam Questions and Verified Answers |
Already Graded A+



A person who represents either party of an insurance claim is the:

A. doctor

B. adjuster

C. provider


D. subscriber - 🧠 ANSWER ✔✔adjuster


A request for payment under an insurance contractor bond is called a(n):

A. insurance application

B. claim

,C. dual choice request


D. total disability - 🧠 ANSWER ✔✔claim


Payment made periodically to keep an insurance policy in force is called:

A. time limit

B. premium

C. coinsurance


D. fee for service - 🧠 ANSWER ✔✔premium


A person or institution that gives medical care is a(n):

A. third-party payer

B. provider

C. adjuster


D. insurance agent - 🧠 ANSWER ✔✔provider


Benefits that are made in the form of cash payments are known as:

A. indemnities

B. deductibles

C. medical co-pays

,D. cash advances - 🧠 ANSWER ✔✔indemnities


An amount the insured must pay before policy benefits begin is called:

A. indemnity

B. extended benefits

C. deductible


D. catastrophic - 🧠 ANSWER ✔✔deductible


An organization that offers health insurance at a fixed monthly premium

with little or no deductible and works through a primary care provider is

called a(n):

A. preferred provider

B. health maintenance organization

C. member physician


D. private health provider - 🧠 ANSWER ✔✔health maintenance

organization

A patient receiving ambulatory care at a hospital or other health facility

without being admitted a bed patient is called a(n):

A. inpatient

COPYRIGHT©NINJANERD 2025/2026. YEAR PUBLISHED 2025. COMPANY REGISTRATION NUMBER: 619652435. TERMS OF USE. PRIVACY
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3

, B. outpatient

C. carrier


D. adjuster - 🧠 ANSWER ✔✔outpatient


An injury that prevents a worker from performing one or more of the regular

functions of his job would be known as a :

A. partial disability

B. permanent disability

C. total disability


D. resultant disability - 🧠 ANSWER ✔✔partial disability


One who belongs to a group insurance plan is called:

A. third-party payer

B. subscriber

C. carrier


D. no correct answer - 🧠 ANSWER ✔✔subscriber


A sum of money provided in an insurance policy, payable for covered

services is called:

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