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CEBS GBA 1 – Module 7 Exam Questions and Verified Answers with Complete Solutions | Mental Health & Substance Use Benefits | Latest Update 2026/2027 | Instant Download

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This latest 2026/2027 CEBS GBA 1 Module 7 exam resource includes fully verified questions and complete, accurate solutions focused on mental health and substance-related employee benefits. It covers biologically based mental illnesses, categories of mental disorders, historical benefit limitations, and insurer practices related to mental health coverage after WWII. Designed for CEBS candidates, this A+–level material supports exam readiness and a clear understanding of mental health benefits within group plans.

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December 16, 2025
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CEBS: GBA 1, MODULE 7 EXAM QUESTIONS AND ANSWERS WITH

COMPLETE SOLUTIONS VERIFIED LATEST UPDATE



1. Schizophrenia

2. bipolar disorder

3. major depressive disorder

most severe mental are generally considered biologically based
illnesses disorders that affect

the brain, profoundly disrupting a

person's thinking, feeling, mood, ability

to relate to others and capacity for

coping with the demands of life.

(a) Adjustment disorders (e.g., situational stress)

(b) Anxiety disorders (e.g., panic disorder)

(c) Childhood disorders (e.g., autism)

(d) Eating disorders (e.g., anorexia)

(e) Mood disorders (e.g., major depressive

,Categories of mental disorder)

disorders (f) Cognitive disorders (e.g., dementia)

(g) Personality disorders (e.g., antisocial personality

disorder)

(h) Psychotic disorders (e.g., schizophrenia)

(i) Substance-related disorders (e.g., alcohol/drug

dependence).

Why did insurers It is believed that insurers started to place

start to place limits limits on outpatient mental health care

on non- because treatment often continued for

psychiatric indefinite lengths of time and there was

benefits after much subjectivity surrounding mental

WWII disorders and treatment methods.

Hospital coverage was restricted

to 30-45 days per mental illness, or 30 or

Limits on mental 60 days per year. For medical illnesses,

health care the number of days was usually

benefits (HMOs) unlimited.The most common limitations

prior to preparity for

, legislation mental health outpatient treatment were

a maximum dollar limit of $1,000 per

year and a maximum reimbursement per

visit ranging from $25 to $40.

Coinsurance rates also varied

dramatically between medical and

mental coverage.
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