PBH 400 Exam Questions with Correct Answers Latest Update 2025/2026
List the 4 causes that resulted in the 1st Era of Hospital Expansion - Answers Acceptance of the
germ theory, developments in anesthesia, developments in pathology of disease, advances in
surgery
During the 2nd Era of Hospital Expansion congress focused on increasing access to hospital
care. - Answers false
Which of the following were not influential in the evolution of medicine to a powerful profession?
- Answers Bartering
To stop government financing of healthcare in the US one of the claims that the AMA made was
that the doctor patient relationship was too important and should not be interfered with by the
government. - Answers true
Blue was the first health insurance to cover physician services. - Answers Shield
Many of the healthcare policies passed since the mid-1960's relate to expansion of healthcare
coverage and cost control. - Answers true
What is the goal of the Patient Protection and Affordable Care Act? - Answers Reduce the
amount/number of uninsured Americans
Which of the following refers to a percentage of service costs that patients pay when they
receive services or drugs? - Answers Co-insurance
Prior to establishing the Medicare program in 1968, what country provided insurance in a
manner that was similar to the United States? - Answers Canada
The health system of __________ is characterized as a national health system that is publicly
financed and where care is provided by government employees or contractors. - Answers Great
Britain
In the Canadian healthcare system, which of the following services are covered under private
insurance? - Answers Dental and vision care
Even with the passage of the 2010 Patient Protection and Affordable Care Act, the United States
will continue to provide healthcare services through a patchwork of public and private insurance
plans. - Answers true
Individuals without health insurance have to pay more for comparable services because they do
not have the advantage of sharing costs as part of a pool of consumers. - Answers true
The majority of physicians, nurse practitioners, and physician assistants practice in primary care.
- Answers false
, Residents of the southern and western United States are more likely to be __________ than
residents of the northern and midwestern United States. - Answers uninsured
A __________ is an amount the insured person pays out-of-pocket before the insurance plan
assists with the costs of healthcare services. - Answers deductible
In general, being __________ means individuals do not have financial means to cover the gap
between what their insurance covers and the total cost of their medical bills. - Answers
underinsured
Americans live in a nation that delivers the best, most comprehensive health care in the world. -
Answers false
What are the indicators of the health of a nation? - Answers Infant Mortality Rate (IMR) and Life
Expectancy at Birth (LEB)
Safety - Answers morbidity and mortality related to medical errors
Efficacy - Answers using evidence-based treatments when available
Patient-centeredness - Answers sensitivity to patient values, languages, preferences
Timeliness - Answers related to how long one has to wait for an appointment or test results
Efficiency - Answers using resources wisely
Equity - Answers essential health benefits and universal access to healthcare
Which of the following is a new mandatory Medicaid benefit under the Affordable Care Act? -
Answers tobacco cessation for pregnant women
Expansion Medicaid populations receive their benefits through the Alternative Benefit Plan
structure, which is based on the __________ passed in 2006. - Answers Deficit Reduction Act
Which of the following states has chosen to take the DRA option to reduce benefits and
increase cost sharing? - Answers Idaho
Congress created the State Children's Health Insurance Program (CHIP) in 1997 as a $40 billion,
10-year block grant program codified as Title XXI of the: - Answers Social Security Act
Individuals who qualify for block grant programs may be denied services or receive reduced
services due to lack of funds. - Answers true
Medicaid generally has not been more generous than the typical private insurance plan,
particularly in the case of children. - Answers false
The State Children's Health Insurance Program is designed to provide health insurance to low-
income children whose family income meets the eligibility requirements for Medicaid in their
List the 4 causes that resulted in the 1st Era of Hospital Expansion - Answers Acceptance of the
germ theory, developments in anesthesia, developments in pathology of disease, advances in
surgery
During the 2nd Era of Hospital Expansion congress focused on increasing access to hospital
care. - Answers false
Which of the following were not influential in the evolution of medicine to a powerful profession?
- Answers Bartering
To stop government financing of healthcare in the US one of the claims that the AMA made was
that the doctor patient relationship was too important and should not be interfered with by the
government. - Answers true
Blue was the first health insurance to cover physician services. - Answers Shield
Many of the healthcare policies passed since the mid-1960's relate to expansion of healthcare
coverage and cost control. - Answers true
What is the goal of the Patient Protection and Affordable Care Act? - Answers Reduce the
amount/number of uninsured Americans
Which of the following refers to a percentage of service costs that patients pay when they
receive services or drugs? - Answers Co-insurance
Prior to establishing the Medicare program in 1968, what country provided insurance in a
manner that was similar to the United States? - Answers Canada
The health system of __________ is characterized as a national health system that is publicly
financed and where care is provided by government employees or contractors. - Answers Great
Britain
In the Canadian healthcare system, which of the following services are covered under private
insurance? - Answers Dental and vision care
Even with the passage of the 2010 Patient Protection and Affordable Care Act, the United States
will continue to provide healthcare services through a patchwork of public and private insurance
plans. - Answers true
Individuals without health insurance have to pay more for comparable services because they do
not have the advantage of sharing costs as part of a pool of consumers. - Answers true
The majority of physicians, nurse practitioners, and physician assistants practice in primary care.
- Answers false
, Residents of the southern and western United States are more likely to be __________ than
residents of the northern and midwestern United States. - Answers uninsured
A __________ is an amount the insured person pays out-of-pocket before the insurance plan
assists with the costs of healthcare services. - Answers deductible
In general, being __________ means individuals do not have financial means to cover the gap
between what their insurance covers and the total cost of their medical bills. - Answers
underinsured
Americans live in a nation that delivers the best, most comprehensive health care in the world. -
Answers false
What are the indicators of the health of a nation? - Answers Infant Mortality Rate (IMR) and Life
Expectancy at Birth (LEB)
Safety - Answers morbidity and mortality related to medical errors
Efficacy - Answers using evidence-based treatments when available
Patient-centeredness - Answers sensitivity to patient values, languages, preferences
Timeliness - Answers related to how long one has to wait for an appointment or test results
Efficiency - Answers using resources wisely
Equity - Answers essential health benefits and universal access to healthcare
Which of the following is a new mandatory Medicaid benefit under the Affordable Care Act? -
Answers tobacco cessation for pregnant women
Expansion Medicaid populations receive their benefits through the Alternative Benefit Plan
structure, which is based on the __________ passed in 2006. - Answers Deficit Reduction Act
Which of the following states has chosen to take the DRA option to reduce benefits and
increase cost sharing? - Answers Idaho
Congress created the State Children's Health Insurance Program (CHIP) in 1997 as a $40 billion,
10-year block grant program codified as Title XXI of the: - Answers Social Security Act
Individuals who qualify for block grant programs may be denied services or receive reduced
services due to lack of funds. - Answers true
Medicaid generally has not been more generous than the typical private insurance plan,
particularly in the case of children. - Answers false
The State Children's Health Insurance Program is designed to provide health insurance to low-
income children whose family income meets the eligibility requirements for Medicaid in their
