AHIP - Final examination Latest
Questions with all the correct
answers(Actual test 100% verified)
Mr. Prentice has many clients who are Medicare beneficiaries. He should review
the Centers for Medicare & Medicaid Services' Marketing Guidelines to ensure he
is compliant for which type of products? - ANSWER>>c. Medicare Advantage (MA)
and Prescription Drug (PDP) plans Correct
Another agent working for your agency claims that because you are not employed
by the Medicare Advantage plans that you represent, you are not subject to the
same requirements as the plans themselves. How should you respond to such a
statement? - ANSWER>>c. Your coworker is not correct. Marketing on behalf of a
plan is considered marketing by the plan and requires that all contracted and
employed agents comply with all Medicare marketing rules. Correct
You work for a company that has marketed Medigap products for many years.
The company has added Medicare Advantage and Part D plans and you will begin
marketing those plans this fall. You are planning what materials to use to easily
show the differences in benefits, premiums and cost sharing for each of the
products. What do you need to do with your materials before using them for
marketing purposes? - ANSWER>>b. You must submit your materials to the plan
you represent, so CMS can review and approve the materials to ensure they are
accurate. Correct
Which of the following is a correct statement about state laws as they pertain to
marketing representatives? - ANSWER>>d. Medicare health plans must comply
with requests for information from state insurance departments investigating
complaints about a marketing representative. Correct
, You are seeking to represent an individual Medicare Advantage plan and an
individual Part D plan in your state. You have completed the required training for
each plan, but you did not achieve a passing score on the tests that came after
the training. What can you do in this situation? - ANSWER>>a. You will not be able
to represent any Medicare Advantage or Part D plan until you complete the
training and achieve an adequate score, although you will not have to take a test
if you exclusively market employer/union group plans and the companies do not
require testing. Correct
Your colleague works at a third party marketing organization (TMO) and she said
she did not need to take the Medicare training for brokers and agents or pass a
test to market Medicare plans since her contract is with the TMO, not the plans
that have the products she sells. What could you say to her? - ANSWER>>d. You
could tell her she is wrong, and that only agents selling employer/union group
plans are permitted an exemption from testing, but some employer/union group
plans may require testing to promote agent compliance with CMS marketing
requirements. Correct
Agent Armstrong is employed by XYZ Agency, which is under contract with ABC
Health Plan, a Medicare Advantage (MA) plan that offers plans in multiple states.
XYZ Agency maintains a website marketing the MA plans with which it has
contracts. Agent Armstrong follows up with individuals who request more
information about ABC MA plans via the website and tries to persuade them to
enroll in ABC plans. What statement best describes the marketing and compliance
rules that apply to Agent Armstrong? - ANSWER>>c. Agent Armstrong needs to be
licensed and appointed in every state in which beneficiaries to whom he markets
ABC MA plans are located. Correct
You are mailing invitations to new Medicare beneficiaries for a marketing event.
You want an idea of how many people to expect, so you would like to request
RSVPs. What should you keep in mind? - ANSWER>>d. You may request RSVPs,
but you are not permitted to require contact information. Correct
Questions with all the correct
answers(Actual test 100% verified)
Mr. Prentice has many clients who are Medicare beneficiaries. He should review
the Centers for Medicare & Medicaid Services' Marketing Guidelines to ensure he
is compliant for which type of products? - ANSWER>>c. Medicare Advantage (MA)
and Prescription Drug (PDP) plans Correct
Another agent working for your agency claims that because you are not employed
by the Medicare Advantage plans that you represent, you are not subject to the
same requirements as the plans themselves. How should you respond to such a
statement? - ANSWER>>c. Your coworker is not correct. Marketing on behalf of a
plan is considered marketing by the plan and requires that all contracted and
employed agents comply with all Medicare marketing rules. Correct
You work for a company that has marketed Medigap products for many years.
The company has added Medicare Advantage and Part D plans and you will begin
marketing those plans this fall. You are planning what materials to use to easily
show the differences in benefits, premiums and cost sharing for each of the
products. What do you need to do with your materials before using them for
marketing purposes? - ANSWER>>b. You must submit your materials to the plan
you represent, so CMS can review and approve the materials to ensure they are
accurate. Correct
Which of the following is a correct statement about state laws as they pertain to
marketing representatives? - ANSWER>>d. Medicare health plans must comply
with requests for information from state insurance departments investigating
complaints about a marketing representative. Correct
, You are seeking to represent an individual Medicare Advantage plan and an
individual Part D plan in your state. You have completed the required training for
each plan, but you did not achieve a passing score on the tests that came after
the training. What can you do in this situation? - ANSWER>>a. You will not be able
to represent any Medicare Advantage or Part D plan until you complete the
training and achieve an adequate score, although you will not have to take a test
if you exclusively market employer/union group plans and the companies do not
require testing. Correct
Your colleague works at a third party marketing organization (TMO) and she said
she did not need to take the Medicare training for brokers and agents or pass a
test to market Medicare plans since her contract is with the TMO, not the plans
that have the products she sells. What could you say to her? - ANSWER>>d. You
could tell her she is wrong, and that only agents selling employer/union group
plans are permitted an exemption from testing, but some employer/union group
plans may require testing to promote agent compliance with CMS marketing
requirements. Correct
Agent Armstrong is employed by XYZ Agency, which is under contract with ABC
Health Plan, a Medicare Advantage (MA) plan that offers plans in multiple states.
XYZ Agency maintains a website marketing the MA plans with which it has
contracts. Agent Armstrong follows up with individuals who request more
information about ABC MA plans via the website and tries to persuade them to
enroll in ABC plans. What statement best describes the marketing and compliance
rules that apply to Agent Armstrong? - ANSWER>>c. Agent Armstrong needs to be
licensed and appointed in every state in which beneficiaries to whom he markets
ABC MA plans are located. Correct
You are mailing invitations to new Medicare beneficiaries for a marketing event.
You want an idea of how many people to expect, so you would like to request
RSVPs. What should you keep in mind? - ANSWER>>d. You may request RSVPs,
but you are not permitted to require contact information. Correct
