PRACTICE EXAM FL PERSONAL LINES 20-44 FLORIDA STATUTES QUESTIONS AND
ANSWERS 2025
Misrepresentation - (ANSWER)Willful deception of an insurance policy done by dissemination of
information
Controlled business - (ANSWER)When the majority of insurance written is for family members
Temporary License - (ANSWER)Good for 6 months
Foreign - (ANSWER)An insurance company formed under the laws of another state
Domestic - (ANSWER)And insurance company formed under the laws of Florida
Alien - (ANSWER)And insurance company formed in another country
Appointment - (ANSWER)When authority is given to a licensee to transact or adjust insurance
Authorized insurance company - (ANSWER)An insurance company that is licensed to do business in
Florida
Twisting - (ANSWER)Knowingly using at incomplete comparison of insurance policies in order to get the
insured to buy apology from you
Sliding - (ANSWER)Charging an applicant for a specific ancillary coverage in addition to the cost of the
auto insurance coverage applied for with out his consent
Coercion - (ANSWER)Bank loan officer tells them that in order to qualify for the loan they must purchase
insurance from the bank
FAJUA - (ANSWER)Florida Joint Underwritting Association
ANSWERS 2025
Misrepresentation - (ANSWER)Willful deception of an insurance policy done by dissemination of
information
Controlled business - (ANSWER)When the majority of insurance written is for family members
Temporary License - (ANSWER)Good for 6 months
Foreign - (ANSWER)An insurance company formed under the laws of another state
Domestic - (ANSWER)And insurance company formed under the laws of Florida
Alien - (ANSWER)And insurance company formed in another country
Appointment - (ANSWER)When authority is given to a licensee to transact or adjust insurance
Authorized insurance company - (ANSWER)An insurance company that is licensed to do business in
Florida
Twisting - (ANSWER)Knowingly using at incomplete comparison of insurance policies in order to get the
insured to buy apology from you
Sliding - (ANSWER)Charging an applicant for a specific ancillary coverage in addition to the cost of the
auto insurance coverage applied for with out his consent
Coercion - (ANSWER)Bank loan officer tells them that in order to qualify for the loan they must purchase
insurance from the bank
FAJUA - (ANSWER)Florida Joint Underwritting Association
