CMS.GOV FFM ACA EXAMINATION TEST 2026
QUESTIONS WITH ANSWERS GRADED A+
◉ QHP Issuer provides an enrollment information packet before or after
the first months premium is paid . Answer: After
◉ You are assisting clients with enrollment during the Open Enrollment
Period (OEP). You want to send each of them an email to remind them
to make their binder payments on the earliest possible deadline. What is
the earliest possible payment deadline date to include in your client
reminder emails?
December 15
December 31
January 1
January 31 . Answer: January 1
◉ Consumers are required to report any changes to their application
information within 30,60,90 days of the change in order to receive an
updated eligibility determination. . Answer: 30
◉ When a consumer who you previously assisted uses any of these
methods to update their application during the year, your National
, Producer Number (NPN) will be removed from the application. True or
False . Answer: False
◉ True or false: If a consumer makes a QHP change to a different QHP
issuer before the coverage effective date (and before the December 15
deadline), but after making their initial binder payment, the initial QHP
issuer is responsible for refunding the premium for January.
True or False . Answer: True
◉ Policy effective dates of SEP for Past loss of qualifying health
coverage is . Answer: Up to 60 days in the past
◉ Policy effective dates of SEP for future loss of qualifying health
coverage is . Answer: Up to 60 days in the future
◉ Scenario: A consumer moved to a new state last week. Select the
correct coverage effective date.
Retroactive to when the child was born
First day of the next month following the last day of coverage
First day of the next month . Answer: First day of the next month
QUESTIONS WITH ANSWERS GRADED A+
◉ QHP Issuer provides an enrollment information packet before or after
the first months premium is paid . Answer: After
◉ You are assisting clients with enrollment during the Open Enrollment
Period (OEP). You want to send each of them an email to remind them
to make their binder payments on the earliest possible deadline. What is
the earliest possible payment deadline date to include in your client
reminder emails?
December 15
December 31
January 1
January 31 . Answer: January 1
◉ Consumers are required to report any changes to their application
information within 30,60,90 days of the change in order to receive an
updated eligibility determination. . Answer: 30
◉ When a consumer who you previously assisted uses any of these
methods to update their application during the year, your National
, Producer Number (NPN) will be removed from the application. True or
False . Answer: False
◉ True or false: If a consumer makes a QHP change to a different QHP
issuer before the coverage effective date (and before the December 15
deadline), but after making their initial binder payment, the initial QHP
issuer is responsible for refunding the premium for January.
True or False . Answer: True
◉ Policy effective dates of SEP for Past loss of qualifying health
coverage is . Answer: Up to 60 days in the past
◉ Policy effective dates of SEP for future loss of qualifying health
coverage is . Answer: Up to 60 days in the future
◉ Scenario: A consumer moved to a new state last week. Select the
correct coverage effective date.
Retroactive to when the child was born
First day of the next month following the last day of coverage
First day of the next month . Answer: First day of the next month
