AHIP Final Exam Test 2025
Questions and Verified Answers, 100% Guarantee Pass
…With 50 Questions And Answers kz kz kz kz
1. Mrs.Westwearsglassesanddenturesandhasenjoyedconsiderablepain
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relief from arthritis through acupuncture. She is concerned about whether or
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not Medicare will cover these items and services.What should you tell her?
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Ans>> : Medicare does not cover acupuncture, or, in general, glasses or dentures.
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2. Mr.Bickford did not quite qualify for the extra help low-income subsidy under
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the Medicare Part D Prescription Drug program and he is wondering if there is
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any other option he has for obtaining help with his considerable drugcosts.
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What shouldyoutellhim?
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Ans>>:Hecouldcheckwiththemanufacturers of his medications to see if they offer an
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assistance program to help people with
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limitedmeansobtainthemedicationstheyneed.Alternatively,hecouldchecktosee
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whetherhisstatehasapharmacyassistanceprogramtohelphimwithhisexpenses.
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3. Mr. Lombardi is interested in a Medicare Advantage (MA) PPO plan that you
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represent. It is one of three plans operated by the same organization in Mr.
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Lombardi's area. The MA PPO plan does not include drug coverage, but the
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other two plans do.Mr.Lombardi likes the PPO plan that does not include drug
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coverage and intends to obtain his drug coverage through a
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s://www.stuvia.com/user/Wisdoms 1/ 15
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, stand-aloneMedicare prescription drug plan.What should you tell himabout this kz kz kz kz z
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situation?
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Ans>>: He could enroll in one of the MA plans that include prescription drug coverage or
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Medigap plan and a stand-alone prescription drug plan, but he cannot enroll in the MA-
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only PPO plan and a stand-alone prescription drug plan.
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4. Mr.Torreshasasmallsavingsaccount.Hewouldliketopayforhismonthly Part D
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premiums with an automatic monthly withdrawal from his savings account until
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it is exhausted,and then have his premiums withheld from his Social Security
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check.What should you tell him?
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Ans>>:In general, he must select a single Part D premium payment mechanism that will
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be used throughout the year.
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5. AgentJenningsmakesapresentationonMedicareadvertisedasaneduca- z
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tionalevent.AgentJenningsdistributesmaterialsthatare solelyeducational in
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nature.However,shegivesabriefpresentationthatmentionsplan-specific
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premiums. Is this a prohibited activity at an event that has been advertised as
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educational?
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Ans>>:Yes.When an event has been advertised as "educational," dis- cussing plan-
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specific premiums is impermissible. kz kz kz
6. Mrs. Mulcahy is concerned that she may not qualify for enrollment in a
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Medicare prescription drug plan because, although she is entitled to Part A, she
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isnotenrolledunderMedicarePartB.Whatshouldyoutellher?
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Ans>>:Everyone who is entitled to Part A or enrolled under Part B is eligible to enroll in a
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Medicare prescription drug plan.As long as Mrs.Mulcahy is entitled to Part A, she does
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not need to enroll under Part B before enrolling in a prescription drug plan.
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7. Mr.JacobunderstandsthatthereisastandardMedicarePartDprescription drug
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benefit, but when he looks at information on various plans available in
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s://www.stuvia.com/user/Wisdoms 2/ 15
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Questions and Verified Answers, 100% Guarantee Pass
…With 50 Questions And Answers kz kz kz kz
1. Mrs.Westwearsglassesanddenturesandhasenjoyedconsiderablepain
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k kz kz kz kz kz kz kz kz
relief from arthritis through acupuncture. She is concerned about whether or
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not Medicare will cover these items and services.What should you tell her?
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k kz kz kz kz
Ans>> : Medicare does not cover acupuncture, or, in general, glasses or dentures.
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2. Mr.Bickford did not quite qualify for the extra help low-income subsidy under
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the Medicare Part D Prescription Drug program and he is wondering if there is
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any other option he has for obtaining help with his considerable drugcosts.
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What shouldyoutellhim?
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Ans>>:Hecouldcheckwiththemanufacturers of his medications to see if they offer an
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assistance program to help people with
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limitedmeansobtainthemedicationstheyneed.Alternatively,hecouldchecktosee
kz kz kz kz kz kz kz kz kz kz kz kz
whetherhisstatehasapharmacyassistanceprogramtohelphimwithhisexpenses.
kz kz kz kz kz kz kz kz kz kz kz kz kz kz
3. Mr. Lombardi is interested in a Medicare Advantage (MA) PPO plan that you
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represent. It is one of three plans operated by the same organization in Mr.
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k
Lombardi's area. The MA PPO plan does not include drug coverage, but the
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other two plans do.Mr.Lombardi likes the PPO plan that does not include drug
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k z
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coverage and intends to obtain his drug coverage through a
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s://www.stuvia.com/user/Wisdoms 1/ 15
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, stand-aloneMedicare prescription drug plan.What should you tell himabout this kz kz kz kz z
k kz kz kz kz kz kz
situation?
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Ans>>: He could enroll in one of the MA plans that include prescription drug coverage or
kz kz kz kz kz kz kz kz kz kz kz kz kz kz kz
Medigap plan and a stand-alone prescription drug plan, but he cannot enroll in the MA-
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only PPO plan and a stand-alone prescription drug plan.
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4. Mr.Torreshasasmallsavingsaccount.Hewouldliketopayforhismonthly Part D
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k z
k z
k z
k z
k z
k z
k z
k z
k z
k z
k z
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premiums with an automatic monthly withdrawal from his savings account until
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it is exhausted,and then have his premiums withheld from his Social Security
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check.What should you tell him?
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Ans>>:In general, he must select a single Part D premium payment mechanism that will
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be used throughout the year.
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5. AgentJenningsmakesapresentationonMedicareadvertisedasaneduca- z
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k z
k z
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tionalevent.AgentJenningsdistributesmaterialsthatare solelyeducational in
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nature.However,shegivesabriefpresentationthatmentionsplan-specific
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k z
k z
k z
k z
k z
k z
k z
k z
k z
k
premiums. Is this a prohibited activity at an event that has been advertised as
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educational?
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Ans>>:Yes.When an event has been advertised as "educational," dis- cussing plan-
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specific premiums is impermissible. kz kz kz
6. Mrs. Mulcahy is concerned that she may not qualify for enrollment in a
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Medicare prescription drug plan because, although she is entitled to Part A, she
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isnotenrolledunderMedicarePartB.Whatshouldyoutellher?
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k z
k z
k z
k z
k z
k z
k z
k z
k z
k z
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Ans>>:Everyone who is entitled to Part A or enrolled under Part B is eligible to enroll in a
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Medicare prescription drug plan.As long as Mrs.Mulcahy is entitled to Part A, she does
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not need to enroll under Part B before enrolling in a prescription drug plan.
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7. Mr.JacobunderstandsthatthereisastandardMedicarePartDprescription drug
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k z
k z
k z
k z
k z
k z
k z
k z
k z
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benefit, but when he looks at information on various plans available in
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s://www.stuvia.com/user/Wisdoms 2/ 15
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