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Exam (elaborations)

HCD MIDTERM QUESTIONS AND ANSWERS

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HCD MIDTERM QUESTIONS AND ANSWERS

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HCD
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HCD
Course
HCD

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Uploaded on
November 24, 2025
Number of pages
26
Written in
2025/2026
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HCD MIDTERM QUESTIONS AND ANSWERS


What can be used for recruitment of employees and providers to rural areas of practice?
- answer -managed care organizations

When did mco's begin to expand? - answer -during wwii

Hmo act of 1973 - answer -required employers with more than 25 employees to offer
this type of plan if traditional plans were offered

When did the requirement to offer hmos expire - answer -1990's

Why was there such a decrease in the 90's/2000 in enrollment in hmos? - answer -
because of the unaffordability and falling out of favor with those eligible for the plan .

Functions of managed care - answer -administrative , underwriting, and delivery

Administrative functions of mco - answer -premiums based on contract negotiations
between employers and mco

Underwriting functions of mco - answer -organization takes the financial responsibility if
total cost of services provided exceeds revenue from fixed premiums

What does fixed premium per enrollee include - answer -all health care services
provided for in the contract

Delivery function of mco - answer -organization promises to provide a comprehensive
set of services by contracting arrangements with physicians, clinics, and hospitals
(network of providers)

How do mco's acquire enrollees ? - answer -through the use of market strategy

Are mco's required to become accredited? - answer -no! No! No! Voluntary

What are the 3 agencies that accredit hmos or ppos - answer -the joint commission,
national committee for quality assurance ncqa, and the utilization review for
accreditation commission urac

What accreditation standards do hmos follow - answer -ncqa

What accreditation standards do ppos follow - answer -urac

How does ncqa promote performance standards and quality assurance - answer -hedis

,What does mco quality assessment involve? - answer -structure, process, and
outcomes

The seven essential features of mcos - answer --cost containment , accountability for
quality of care, measurement of health outcomes ,and quality of care, health promotion
and disease management programs, management of resource consumption , consumer
education programs , and continuing quality improvement

Case management for monitoring and controlling cost of mco - answer -an experienced
health care professional with knowledge of available resources monitors the patients
care along with the case manager to create a cost effective and efficient care plan for
the patient

Utilization review for monitoring and controlling cost of mco - answer -assessing the
appropriateness of the services provided to the patients .

The utlization review process includes - answer -reviewing each patient's case to
determine the level of services appropriate , the setting the delivery of services will take
place , determine the most cost effective method ,and the need for followup/subsequent
care

What are the two types of utilization review - answer -prospective and retrospective

Prospective ur - answer -appropriateness of care is determined before the care is
delivered

Retrospective ur - answer -managing services after care is already delivers by
reviewing medical records

Practice profiling for monitoring and controlling cost of mco - answer -used to decide
which providers have the right fit with the plans managed care philosophy and goals
and is also used to give feedback to providers so they can modify their own behavior of
medical practice

Practice profiling with mco - answer -is also know as profile monitoring , and is the
development of provider -specific practice patterns and comparisons of individual
practice patterns to some norm

Mco provider payment mechanisms include - answer -capitation, salaries, and
discounted fee

Capitation - answer -is when the provider is paid a fixed monthly sum per enrollee,
often call per member per month payment pmpm

Salaries - answer -is when the provider is paid , including bonuses or withholdings ,
provider=employee of mco

, Discounted fee - answer -is when the provider is paid after the services have been
delivered to the patient . The provider can bill the mco for each service separately but is
paid according to the pre-negotiated discount schedule (fee schedule)

What are the types of managed care organizations - answer -hmo, ppo, epo, pos

What are the hmo types - answer -staff hmo, group hmo, network hmo, independent
practice association ipa

Hmo stands for - answer -health maintenance organization

Ppo stands for - answer -preferred provider organization

Epo stand for - answer -exclusive provider organization

Pos stands for - answer -point of service

How does mco control costs - answer -through eliminating insurance an payer
intermediaries , sharing risk with providers, extracting discounts from providers,
coordinating a patient services and monitoring care to determine appropriateness and
cost effectiveness

What are the strategies mco use to monitor care, determine appropriate care , and cost
effectiveness - answer -choice restrictions , case management, practice profiling, gate
keeping, and utilization review

Choice restrictions for monitoring and controlling cost of mco - answer -the physician is
an employee of the mco or has a contract with the mco and is on the mco panel which
can be closed , in network panel , or an open , out of network panel

Gate keeping for monitoring and controlling cost of mco - answer -when the pcp
coordinates all health care services with an emphasis on preventative care, routine
physical exams. The pcp refers the patient to a consultation with a specialist , overall
controlling the patients utilization of healthcare

What are the differing characteristics of managed care plans - answer -risk bearing ,
physician type, out of network coverage , relationship exclusivity

What 2 managed care plans have out of network coverage - answer -ppo and pos

What 2 managed care plans have exclusivity of relationship - answer -hmo staff and
hmo group

What 2 managed care plans have large groups of physician types - answer -hmo group
and hmo network

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