VA Property and Casualty Insurance E
d/ d/ d/ d/ d/
xam 2019-2020 d/
Whatd/HOd/formd/coversd/ad/historicd/homed/withd/replacementd/costd/mored/thand/thed/marke
td/value?d/-d/correctd/answer✔ ✔ HO-8d/(modifiedd/homeowners)
Ind/general,d/whatd/dod/Homeownersd/policiesd/cover?d/-d/correctd/answer✔ ✔
Dwellingsd/usedd/primarilyd/asd/privated/residences
Whatd/typed/ofd/coveraged/isd/includedd/ind/Homeownersd/policies,d/butd/isd/notd/availabled/ind/
Dwellingd/policies?d/-d/correctd/answer✔ ✔ Liabilityd/coverage
Whatd/ared/thed/2d/liabilityd/coveragesd/includedd/ind/Homeownersd/policyd/forms?d/-
correctd/answer✔ ✔ Coveraged/Ed/-d/Personald/Liabilityd/andd/Coveraged/Fd/-
d/
Medicald/Paymentsd/tod/Others
d/
Underd/Coveraged/Cd/ofd/and/HO-
3d/policy,d/whatd/isd/thed/amountd/ofd/insuranced/providedd/ford/personald/property?d/-
correctd/answer✔ ✔
d/
Atd/leastd/50%d/ofd/thed/Coveraged/Ad/limitd/(thisd/appliesd/tod/alld/policiesd/exceptd/ford/HO-
4d/andd/HO-6)
,Whend/cand/and/insuredd/canceld/ad/Businessownersd/policy?d/-d/correctd/answer✔ ✔
Atd/anyd/timed/byd/mailingd/ad/writtend/noticed/ofd/cancellation
Lossesd/causedd/byd/vandalismd/andd/maliciousd/mischiefd/ared/excludedd/fromd/coveraged/if
a dwellingd/hasd/beend/vacantd/ford/howd/manyd/days?d/-d/correctd/answer✔ ✔ 60d/days
d/ d/
Whatd/doesd/formd/HO-5d/cover?d/-d/correctd/answer✔ ✔
Thed/dwellingd/andd/otherd/structures,d/asd/welld/asd/contentsd/andd/personald/property
Whatd/ared/thed/coveraged/partsd/thatd/mayd/bed/includedd/ind/ad/Commerciald/Packaged/Polic
yd/(CPP)?d/-d/correctd/answer✔ ✔
Commerciald/property,d/generald/liability,d/crime,d/equipmentd/breakdown,d/auto,d/inlandd/
marine,d/andd/farm
Whatd/ared/somed/ofd/thed/exclusionsd/fromd/coveraged/ind/alld/ofd/thed/Homeownersd/forms?d/
-d/correctd/answer✔ ✔
Land,d/structuresd/usedd/ford/businessd/purposes,d/animals/birds/fish,d/aircraft,d/rentedd/pr
operty,d/electronicd/data,d/andd/motord/vehicles
Howd/isd/thed/coveraged/usuallyd/writtend/ford/HO-8d/forms?d/-d/correctd/answer✔ ✔
Ford/thed/marketd/valued/ofd/thed/property
, Whichd/dwellingd/policyd/coveraged/willd/provided/protectiond/ford/contentsd/damagedd/byd/fir
ed/ind/and/insuredd/dwelling?d/-d/correctd/answer✔ ✔ Coveraged/Cd/-d/Personald/Property
Whatd/HOd/formd/insuresd/ad/tenantd/livingd/ind/and/apartment?d/-d/correctd/answer✔ ✔
HOd/-d/4d/(tenantd/broadd/form)
Whend/wouldd/theftd/ofd/propertyd/ofd/guestsd/andd/residenced/employeesd/bed/coveredd/und
erd/thed/HO-8d/form?d/-d/correctd/answer✔ ✔ Onlyd/whiled/ond/thed/insuredd/premises
Whatd/HOd/formd/coversd/condominiumd/unitd/owners?d/-d/correctd/answer✔ ✔ HO-
6d/(condominiumd/unitd/owners)
Whatd/isd/mysteriousd/disappearance?d/-d/correctd/answer✔ ✔
Misplacementd/ord/lossd/ofd/propertyd/withoutd/knowledged/asd/tod/thed/location,d/timed/andd/
caused/ofd/thed/loss
Whatd/ared/additionald/coveragesd/availabled/ind/Homeownersd/policiesd/withoutd/additionald/
premiums?d/-d/correctd/answer✔ ✔
Debrisd/removal,d/lawns/plants/shrubs,d/andd/trees,removal,d/reasonabled/repairs,d/andd/fi
red/departmentd/serviced/charge
Ind/dwellingd/policies,d/anyd/volcanicd/activityd/willd/bed/consideredd/partd/ofd/thed/occurrenced/
ifd/itd/alld/happensd/withind/howd/manyd/hours?d/-d/correctd/answer✔ ✔ 72d/hours
d/ d/ d/ d/ d/
xam 2019-2020 d/
Whatd/HOd/formd/coversd/ad/historicd/homed/withd/replacementd/costd/mored/thand/thed/marke
td/value?d/-d/correctd/answer✔ ✔ HO-8d/(modifiedd/homeowners)
Ind/general,d/whatd/dod/Homeownersd/policiesd/cover?d/-d/correctd/answer✔ ✔
Dwellingsd/usedd/primarilyd/asd/privated/residences
Whatd/typed/ofd/coveraged/isd/includedd/ind/Homeownersd/policies,d/butd/isd/notd/availabled/ind/
Dwellingd/policies?d/-d/correctd/answer✔ ✔ Liabilityd/coverage
Whatd/ared/thed/2d/liabilityd/coveragesd/includedd/ind/Homeownersd/policyd/forms?d/-
correctd/answer✔ ✔ Coveraged/Ed/-d/Personald/Liabilityd/andd/Coveraged/Fd/-
d/
Medicald/Paymentsd/tod/Others
d/
Underd/Coveraged/Cd/ofd/and/HO-
3d/policy,d/whatd/isd/thed/amountd/ofd/insuranced/providedd/ford/personald/property?d/-
correctd/answer✔ ✔
d/
Atd/leastd/50%d/ofd/thed/Coveraged/Ad/limitd/(thisd/appliesd/tod/alld/policiesd/exceptd/ford/HO-
4d/andd/HO-6)
,Whend/cand/and/insuredd/canceld/ad/Businessownersd/policy?d/-d/correctd/answer✔ ✔
Atd/anyd/timed/byd/mailingd/ad/writtend/noticed/ofd/cancellation
Lossesd/causedd/byd/vandalismd/andd/maliciousd/mischiefd/ared/excludedd/fromd/coveraged/if
a dwellingd/hasd/beend/vacantd/ford/howd/manyd/days?d/-d/correctd/answer✔ ✔ 60d/days
d/ d/
Whatd/doesd/formd/HO-5d/cover?d/-d/correctd/answer✔ ✔
Thed/dwellingd/andd/otherd/structures,d/asd/welld/asd/contentsd/andd/personald/property
Whatd/ared/thed/coveraged/partsd/thatd/mayd/bed/includedd/ind/ad/Commerciald/Packaged/Polic
yd/(CPP)?d/-d/correctd/answer✔ ✔
Commerciald/property,d/generald/liability,d/crime,d/equipmentd/breakdown,d/auto,d/inlandd/
marine,d/andd/farm
Whatd/ared/somed/ofd/thed/exclusionsd/fromd/coveraged/ind/alld/ofd/thed/Homeownersd/forms?d/
-d/correctd/answer✔ ✔
Land,d/structuresd/usedd/ford/businessd/purposes,d/animals/birds/fish,d/aircraft,d/rentedd/pr
operty,d/electronicd/data,d/andd/motord/vehicles
Howd/isd/thed/coveraged/usuallyd/writtend/ford/HO-8d/forms?d/-d/correctd/answer✔ ✔
Ford/thed/marketd/valued/ofd/thed/property
, Whichd/dwellingd/policyd/coveraged/willd/provided/protectiond/ford/contentsd/damagedd/byd/fir
ed/ind/and/insuredd/dwelling?d/-d/correctd/answer✔ ✔ Coveraged/Cd/-d/Personald/Property
Whatd/HOd/formd/insuresd/ad/tenantd/livingd/ind/and/apartment?d/-d/correctd/answer✔ ✔
HOd/-d/4d/(tenantd/broadd/form)
Whend/wouldd/theftd/ofd/propertyd/ofd/guestsd/andd/residenced/employeesd/bed/coveredd/und
erd/thed/HO-8d/form?d/-d/correctd/answer✔ ✔ Onlyd/whiled/ond/thed/insuredd/premises
Whatd/HOd/formd/coversd/condominiumd/unitd/owners?d/-d/correctd/answer✔ ✔ HO-
6d/(condominiumd/unitd/owners)
Whatd/isd/mysteriousd/disappearance?d/-d/correctd/answer✔ ✔
Misplacementd/ord/lossd/ofd/propertyd/withoutd/knowledged/asd/tod/thed/location,d/timed/andd/
caused/ofd/thed/loss
Whatd/ared/additionald/coveragesd/availabled/ind/Homeownersd/policiesd/withoutd/additionald/
premiums?d/-d/correctd/answer✔ ✔
Debrisd/removal,d/lawns/plants/shrubs,d/andd/trees,removal,d/reasonabled/repairs,d/andd/fi
red/departmentd/serviced/charge
Ind/dwellingd/policies,d/anyd/volcanicd/activityd/willd/bed/consideredd/partd/ofd/thed/occurrenced/
ifd/itd/alld/happensd/withind/howd/manyd/hours?d/-d/correctd/answer✔ ✔ 72d/hours
