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Exam (elaborations)

Kentucky Property and Casualty License Exam Questions and Verified Answers

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Kentucky Property and Casualty License Exam Questions and Verified Answers

Institution
KENTUCKY PROPERTY
Module
KENTUCKY PROPERTY

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Kentucky Property and Casualty
License Exam Questions and
Verified Answers
ISOII-IICORRECTIIANSWERS-InsuranceIIServicesIIOffice
PartsIIofIIanIIInsuranceIIContractII-IICORRECTIIANSWERS-
Declarations,IIInsuringIIAgreements,IIConditions,IIExclusions,IIandIIDefinitions
DeclarationsIIofIIaIIContractII-IICORRECTIIANSWERS-
stateIIwhoIIinIIinsured,IIwhetherIIitIIisIIanIIindividualIIorIIbusiness.IIstatesIIWHATIIisIIinsuredII(specificIIor
IIbroad)


NamedIIInsuredII-IICORRECTIIANSWERS-
personIIorIIbusinessIInamedIIinIItheIIDeclarationsIItoIIwhomIItheIIpolicyIIisIIissued
FirstIINamedIIInsuredII-IICORRECTIIANSWERS-personIIlistedIIfirstIIonIItheIIDeclarationsIIpage
PolicyIIPeriodII-IICORRECTIIANSWERS-WHEREIIandIIWHENIIcoverageIIofIIaIIpolicyIIbeginsIIandIIends
PolicyIILimitIIorIILimitIIofIICoverageII-IICORRECTIIANSWERS-
maximumIIamountIIinsuranceIIcompanyIIwillIIpayIIforIIaIIloss
NamedIIPerilII-IICORRECTIIANSWERS-
whatIIaIIpolicyIIwillIIspecificallyIIinsureIIagainstII(fire,IIwaterIIdamage,IIwindIIdamage,IIetc)
OpenIIPerilII-IICORRECTIIANSWERS-
insuresIIagainstIIallIIrisksIIofIIphysicalIIlossIIexceptIIthoseIIspecificallyIIexcluded
Exclusion:IINonaccidentalIIlossesII-IICORRECTIIANSWERS-
excludedIIbecauseIItheyIIareIIonIIpurposeIIandIInotIIrisksIIatIIallIIex.II(wearIIandIItear,IIrust,IIcorrosion,IIe
tc)
Exclusion:IILossesIIControllableIIbyIIInsuredII-IICORRECTIIANSWERS-
ex.IImarring,IIscratching,IIorIIbreakingIIofIIfragileIIobjects
Exclusion:IIExtra-hazardousIIperilsII-IICORRECTIIANSWERS-
protectionIIthatIIcanIIbeIIprovidedIIbyIItheIIinsuranceIIcompany,IIbutIIatIIhigherIIpremiumsIIthatIIavera
geIIpersonIIdoesn'tIIwantIItoIIpay.IIex.IIearthquake
Exclusion:IICatastrophicIILossesII-IICORRECTIIANSWERS-
someIIlossesIIareIIsoIIbroadIIinIItheirIIscopeIItheyIIcouldIIbankruptIIanyIIcompanyIIthatIIinsuredIIthem.IIe
x.IIwarIIorIInuclearIIdisasters
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Institution
KENTUCKY PROPERTY
Module
KENTUCKY PROPERTY

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