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AIC 303 Chpt 1-2: Questions With Factual Solutions

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AIC 303 Chpt 1-2: Questions With Factual Solutions

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AIC 303 Chpt 1-2: Questions With Factual Solutions

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Practice questions for this set


Learn 1 /7 Study with Learn




Failure to exercise reasonable care, causing harm to others



Choose an answer



1 Liability Claims 2 Negligence



3 Coverage Questions 4 Professional Liability Claim



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Terms in this set (75)


Legal responsibility for injury or loss, involving insured,
Liability Claims
insurer, and third party.

Legal responsibility for harm caused by motor vehicle
Auto Liability Claims
operators.

Legal responsibility for injuries on owned or controlled
Premises Liability Claims
property.

Responsibility for defective or dangerous products
Products Liability Claims
causing harm.

Professional Liability Claim Liability due to malpractice in a professional occupation.

, Claims outside workers' compensation, like employee
Employer's Liability
injuries.

Employment Practices Claims for offenses like harassment or wrongful
Liability termination.

Directors and Officers Claims against executives causing loss to the
Liability organization.

Personal and Advertising Coverage for injuries like defamation or wrongful
Injury Claims eviction.

Intellectual Property Claims for unauthorized use of intellectual property.
Infringement Claims

Environmental Liability Responsibility for environmental damage under specific
Claims laws.

Claims Investigation Process of evaluating and settling or defending claims.

Coverage Questions Concerns about what the insurance policy covers.

Liability Questions Determining legal responsibility for damages suffered.

Evidence Gathering Collecting proof to establish facts in a liability claim.

Rules of Evidence Criteria for admissible evidence in court proceedings.

Competent Evidence Reliable evidence meeting court admission standards.

Evidence establishing a legally significant claim
Material Evidence
element.

Process of gathering written or recorded accounts of
Statement Taking
accident details from involved parties or witnesses.

Claims representative-prepared statements for
Written Statements interviewees to read, accept, and sign, minimizing
leading questions.

Electronically recorded statements, now more common
Recorded Statements
for efficiency in claims handling.

Advancements enhancing decision-making, customer
Emerging Technology
care, and claim settlement speed.

Images used to assess damages and make appraisals for
Appraisal Photos
replacement or repair.

Utilized for accident scene investigations and property
Drones
damage inspections in inaccessible areas.

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