1
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Texas Property and Casualty Exam Prep
Questions and Answers (100% Correct
Answers) Already Graded A+
Under a Personal Auto policy, which of the following will be paid
by supplementary payments provided by Part A?
A
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A $250 bail bond
B
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A judgment against the insured for damages related to a third
party's bodily injury
C
Medical expenses when the insured's daughter is injured in an
auto accident
D
$1,000 for loss of earnings when the insured is disabled[ ANS: ]A, A
$250 bail bond
What is the term for continuous exposure to the same harmful
conditions?
A
Proximate cause
, 2
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B
Risk
C
Accident
D
Occurrence[ ANS: ]D, Occurrence
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Under a Boatowners policy, which of the following is correct about
the deductible?
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A
Watercraft policies do not have a deductible
B
The policy's deductible applies per occurrence
C
The deductible only applies to liability claims
D
The policy includes one deductible for collision losses and another
deductible for other than collision losses[ ANS: ]B, The policy's
deductible applies per occurrence
, 3
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Under the Building and Personal Property Coverage Form, what
limit of insurance applies when coverage is extended to cover
business personal property temporarily away from the premises?
A
$15,000
B
$5,000
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C
$10,000
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D
$2,500[ ANS: ]C, $10,000
If an insured submits a fraudulent claim, the insurer may:
A
Void the policy from the beginning
B
Cancel the policy with 10 days' notice and retain the unearned
premium
C
, 4
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Cancel the policy immediately
D
Refuse to renew the policy at the expiration of the policy period[
ANS: ]A, Void the policy from the beginning
Part Six - Conditions of a Workers' Compensation and Employers
Liability policy includes which of the following?
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A
The supplementary coverages
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B
Name, address, and type of business of the insured
C
The list of states where coverage applies
D
The cancellation provision[ ANS: ]D, The cancellation provision
After an earthquake damages an insured's property, an
Earthquake policy would provide coverage for which of the
following losses?
A
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Texas Property and Casualty Exam Prep
Questions and Answers (100% Correct
Answers) Already Graded A+
Under a Personal Auto policy, which of the following will be paid
by supplementary payments provided by Part A?
A
© 2025 Assignment Expert
A $250 bail bond
B
Guru01 - Stuvia
A judgment against the insured for damages related to a third
party's bodily injury
C
Medical expenses when the insured's daughter is injured in an
auto accident
D
$1,000 for loss of earnings when the insured is disabled[ ANS: ]A, A
$250 bail bond
What is the term for continuous exposure to the same harmful
conditions?
A
Proximate cause
, 2
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B
Risk
C
Accident
D
Occurrence[ ANS: ]D, Occurrence
© 2025 Assignment Expert
Under a Boatowners policy, which of the following is correct about
the deductible?
Guru01 - Stuvia
A
Watercraft policies do not have a deductible
B
The policy's deductible applies per occurrence
C
The deductible only applies to liability claims
D
The policy includes one deductible for collision losses and another
deductible for other than collision losses[ ANS: ]B, The policy's
deductible applies per occurrence
, 3
For Expert help and assignment solutions, +254707240657
Under the Building and Personal Property Coverage Form, what
limit of insurance applies when coverage is extended to cover
business personal property temporarily away from the premises?
A
$15,000
B
$5,000
© 2025 Assignment Expert
C
$10,000
Guru01 - Stuvia
D
$2,500[ ANS: ]C, $10,000
If an insured submits a fraudulent claim, the insurer may:
A
Void the policy from the beginning
B
Cancel the policy with 10 days' notice and retain the unearned
premium
C
, 4
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Cancel the policy immediately
D
Refuse to renew the policy at the expiration of the policy period[
ANS: ]A, Void the policy from the beginning
Part Six - Conditions of a Workers' Compensation and Employers
Liability policy includes which of the following?
© 2025 Assignment Expert
A
The supplementary coverages
Guru01 - Stuvia
B
Name, address, and type of business of the insured
C
The list of states where coverage applies
D
The cancellation provision[ ANS: ]D, The cancellation provision
After an earthquake damages an insured's property, an
Earthquake policy would provide coverage for which of the
following losses?
A
